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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Sundaram Finance Ltd.

SUNDARMFIN · NSE · Financial Services

₹4,466.9
+307.90 (+7.40%)
Our verdict
Sell44/100
Quality63
Valuation43
Momentum17
Financial trend43
Intrinsic value
Our fair value
₹3,949.81
Overvalued by 12%
Price ₹4,466.9Range ₹3,357.34₹4,542.29

With a 20% margin of safety, our buy-below price is ₹3,159.85.

B
Financial health 72/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 3 of 12 checks25/100
  • ROE above 15%14.7%
  • Low debt (D/E < 0.5)4.08x
  • Positive free cash flow
  • Revenue growth > 10%10%
  • Earnings growing0%
  • Net margin ≥ 10%45.6%
  • Current ratio > 1.58.23
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-15
1W
+9.8%
1M
-3.1%
3M
-16.5%
6M
-4.5%
1Y

Our scores

Durability63
Valuation56
Momentum17
Analyst consensus target ₹4,941.89 (+11%) · 9 analysts

Key fundamentals

Market cap
₹49,231 Cr
P/E ratio
23.9
P/B ratio
3.25
EPS (TTM)
₹186.74
ROE
14.7%
Debt / Equity
4.08x
Profit margin
45.6%
Free cash flow
₹-5,955 Cr
52-week high
₹5,581.5
-19.97% from high
52-week low
₹4,069.1
Dividend yield
1.0%
Beta
0.21

SWOT snapshot

Strengths

  • Healthy profit margin (45.6%).

Weaknesses

  • High debt relative to equity.
  • Price below its 200-day moving average (downtrend).

About Sundaram Finance Ltd.

Sundaram Finance Limited, together with its subsidiaries, operates as a non-banking finance company in India. It accepts fixed, cumulative, and NRI deposits. The company also offers finance for new and used cars, new and used commercial vehicles, and new and used construction equipment; diesel finance for commercial vehicle operators and companies; tire and insurance finance; farm equipment finance for new/used tractors, harvesters, and farm implements; SME finance working ca

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.