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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Max Financial Services Ltd.

MFSL · NSE · Financial Services

₹1,632.6
+53.60 (+3.39%)
Our verdictSolvency risk
Strong Sell18/100
Quality27
Valuation0
Momentum47
Financial trend0
Intrinsic value
Our fair value
₹167.58
Overvalued by 90%
Price ₹1,632.6Range ₹142.44₹192.72

With a 20% margin of safety, our buy-below price is ₹134.06.

F
Financial health 5/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 2 of 11 checks18/100
  • ROE above 15%1.6%
  • Low debt (D/E < 0.5)0.13x
  • Positive free cash flow
  • Revenue growth > 10%-40%
  • Earnings growing
  • Net margin ≥ 10%0.2%
  • Current ratio > 1.50.82
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-15
1W
+3.5%
1M
+1.8%
3M
-3.7%
6M
-3.9%
1Y

Our scores

Durability27
Valuation0
Momentum47
Analyst consensus target ₹2,066.92 (+27%) · 26 analysts

Key fundamentals

Market cap
₹56,071 Cr
P/E ratio
688.9
P/B ratio
20.48
EPS (TTM)
₹2.37
ROE
1.6%
Debt / Equity
0.13x
Profit margin
0.2%
Free cash flow
₹-733 Cr
52-week high
₹1,870
-12.70% from high
52-week low
₹1,464.2
Dividend yield
Beta
0.63

SWOT snapshot

Strengths

  • Lightly leveraged balance sheet.

Weaknesses

  • Low return on equity (1.6%).
  • Price below its 200-day moving average (downtrend).

Threats

  • Rich valuation versus sector peers.
  • Trades ~90% above our estimated fair value.

About Max Financial Services Ltd.

Max Financial Services Limited, through its subsidiary, engages in life insurance business in India. The company operates through Business Investments and Others, and Life Insurance segments. It offers participating and nonparticipating and linked products covering life insurance, pension and health benefits, including riders for individual and group through individual agents, corporate agents, banks, brokers, and other channels

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.