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Intrinsic value · Buy/Sell verdict · scores — free· 1046 Indian stocks· EOD 2026-09-12

Authum Investment & Infrastructure Limited

AIILNSEFinancial Services
₹544.35
+32.05 (+6.26%)
Sell

Quality (75/100) does the heavy lifting; financial trend (0/100) is the drag.

Buy zoneOvervalued
The bottom line

Authum Investment & Infrastructure Limited earns a Sell from StocksWizard, with a blended score of 42/100. On 8.7x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 18% below its 52-week high of ₹667.9 and 34% above the low of ₹405.3. Financial health scores 63/100, with a Piotroski F-score of 3/9. It clears 6 of 13 investability checks, with durability 75, valuation 62 and momentum 49 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹288.78down 46.95%
Overvalued by 47%
Price ₹544.35Range ₹265.68₹356.93
Relative (financials)medium confidence

With a 20% margin of safety, our buy-below price is ₹231.03.

1-year price

EOD · 2026-09-12
1D
up 6.26%
1W
up 4.70%
1M
down 6.00%
3M
down 1.32%
6M
up 14.65%
1Y
down 12.18%

52-week range

-18.50% from the 52-week high.

Trend check
Above 50-DMA₹543Above 200-DMA₹519

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell42
C
Financial health 63/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Our scores

Durability75
Valuation62
Momentum49

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 6 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 13.1%
  • Pass: Low debt (D/E < 0.5): 0.25x
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: -74%
  • Fail: Earnings growing: -96%
  • Pass: Net margin ≥ 10%: 80.8%
  • Pass: Current ratio > 1.5: 3.38
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • Fail: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 3/9

Shareholding

  • Promoter83.1%
  • Institutions7.0%
  • Public & other9.9%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹45,353 Cr
P/E ratio
8.7
P/B ratio
2.81
EPS (TTM)
₹61.64
ROE
13.1%
Debt / Equity
0.25x
Profit margin
80.8%
Free cash flow
₹1,184 Cr
52-week high
₹667.9
-18.50% from high
52-week low
₹405.3
Dividend yield
0.0%
Beta
-0.76
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.
  • Healthy profit margin (80.8%).

Opportunities

  • Trading in our value buy zone versus sector peers.

Bear case

Weaknesses

  • Weak Piotroski score (3/9).

Threats

  • Earnings contracting year on year.
  • Trades ~47% above our estimated fair value.

About Authum Investment & Infrastructure Limited

Authum Investment & Infrastructure Limited is a non-banking finance company operating in India and internationally. The company conducts investment and trading activities in shares and securities, alongside lending operations and rental business segments.

Authum Investment & Infrastructure Limited — frequently asked questions

Is Authum Investment & Infrastructure Limited a buy, hold or sell?

StocksWizard currently rates Authum Investment & Infrastructure Limited (AIIL) a Sell, based on a blended score of 42/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Authum Investment & Infrastructure Limited's fair value?

Our blended DCF and relative-valuation model estimates Authum Investment & Infrastructure Limited's fair value at about ₹288.78, versus a current price of ₹544.35 — roughly 47% downside. On that basis the stock looks overvalued by 47%.

Is Authum Investment & Infrastructure Limited financially healthy?

Authum Investment & Infrastructure Limited scores 63/100 on our financial-health model, with a Piotroski F-score of 3/9.

How has Authum Investment & Infrastructure Limited's share price performed?

Authum Investment & Infrastructure Limited is down 12% over the past year and down 1% over three months, and last traded at ₹544.35. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.