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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Piramal Finance Ltd.

PIRAMALFIN · NSE · Financial Services

₹2,009.5
-7.70 (-0.38%)
Our verdict
Buy66/100
Quality47
Valuation80
Momentum81
Financial trend60
Intrinsic value
Our fair value
₹2,826.94
Undervalued by 41%
Price ₹2,009.5Range ₹2,402.9₹3,250.99

With a 20% margin of safety, our buy-below price is ₹2,261.56.

B
Financial health 66/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 6 of 11 checks55/100
  • ROE above 15%6.7%
  • Low debt (D/E < 0.5)2.84x
  • Positive free cash flow
  • Revenue growth > 10%-25%
  • Earnings growing244130%
  • Net margin ≥ 10%29.0%
  • Current ratio > 1.5134.69
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-15
1W
+2.9%
1M
+7.0%
3M
+13.1%
6M
+30.7%
1Y

Our scores

Durability47
Valuation60
Momentum81
Analyst consensus target ₹1,966.25 (-2%) · 8 analysts

Key fundamentals

Market cap
₹45,416 Cr
P/E ratio
30.5
P/B ratio
1.62
EPS (TTM)
₹65.96
ROE
6.7%
Debt / Equity
2.84x
Profit margin
29.0%
Free cash flow
₹-16,009 Cr
52-week high
₹2,017.2
-0.38% from high
52-week low
₹1,315.54
Dividend yield
0.5%
Beta

SWOT snapshot

Strengths

  • Healthy profit margin (29.0%).
  • Trading near its 52-week high.

Weaknesses

  • Low return on equity (6.7%).
  • High debt relative to equity.

Opportunities

  • Earnings growing (244130% YoY).
  • Trading in our value buy zone versus sector peers.
  • Trades ~41% below our estimated fair value.

About Piramal Finance Ltd.

Piramal Finance Limited, a housing finance company, provides financing solutions to corporate and private customers in India. It offers housing loans, such as home, construction, and home renovation and extension loan; business loans, which include working capital loan, loan against property and secured business loan, as well as loans for growing business, consolidate business needs, and professionals; and real estate financing, corporate finance, emerging corporate lending,

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.