PIRAMAL FINANCE LIMITED
Financial trend (100/100) does the heavy lifting; momentum (50/100) is the drag.
Fair valueStocksWizard rates PIRAMAL FINANCE LIMITED a Buy, scoring 63/100 on our blended model. At ₹2,055.5 it trades below our blended DCF and relative-multiples fair value of ₹2,084.69, about 1% upside to that estimate — we read it as fairly valued. On 28.0x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 6% below its 52-week high of ₹2,197.1 and 56% above the low of ₹1,315.54. Financial health scores 100/100, with a Piotroski F-score of 4/9. The average analyst target of ₹2,277 implies about 11% upside across 10 analysts. It clears 4 of 9 investability checks, with durability 57, valuation 54 and momentum 50 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹1,667.75.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-6.44% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Buy63Piotroski F-score 4/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- No data: ROE above 15%
- Fail: Low debt (D/E < 0.5): 2.86x
- Fail: Positive free cash flow
- Pass: Revenue growth > 10%: 30%
- Pass: Earnings growing: 50575%
- Pass: Net margin ≥ 10%: 32.6%
- No data: Current ratio > 1.5
- Pass: Below our fair value
- Fail: Margin of safety ≥ 20%
- No data: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 4/9
Quarterly results
Annual financials
Shareholding
- Promoter48.6%
- Institutions25.7%
- Public & other25.6%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (32.6%).
Opportunities
- Earnings growing (50575% YoY).
- Revenue growing (30% YoY).
Bear case
Weaknesses
- High debt relative to equity.
About PIRAMAL FINANCE LIMITED
Piramal Finance Limited, a housing finance company, provides financing solutions to corporate and private customers in India. It offers housing loans, such as home, construction, and home renovation and extension loan; business loans, which include working capital loan, loan against property and secured business loan, as well as loans for growing business, consolidate business needs, and professionals; and real estate financing, corporate finance, emerging corporate lending,
PIRAMAL FINANCE LIMITED — frequently asked questions
Is PIRAMAL FINANCE LIMITED a buy, hold or sell?
StocksWizard currently rates PIRAMAL FINANCE LIMITED (PIRAMALFIN) a Buy, based on a blended score of 63/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is PIRAMAL FINANCE LIMITED's fair value?
Our blended DCF and relative-valuation model estimates PIRAMAL FINANCE LIMITED's fair value at about ₹2,084.69, versus a current price of ₹2,055.5 — roughly 1% upside. On that basis the stock looks fairly valued.
Is PIRAMAL FINANCE LIMITED financially healthy?
PIRAMAL FINANCE LIMITED scores 100/100 on our financial-health model, with a Piotroski F-score of 4/9.
How has PIRAMAL FINANCE LIMITED's share price performed?
PIRAMAL FINANCE LIMITED is up 8% over three months, and last traded at ₹2,055.5. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.