Yes Bank Limited
Valuation (80/100) does the heavy lifting; momentum (59/100) is the drag.
Buy zoneStocksWizard rates Yes Bank Limited a Buy, scoring 68/100 on our blended model. We put fair value near ₹28.08; at ₹22.77 that leaves roughly 23% upside, so the stock screens undervalued by 23%. On 22.3x trailing earnings it sits roughly in line with the Financial Services median of about 24.3x. The price is about 11% below its 52-week high of ₹25.48 and 32% above the low of ₹17.25. Financial health scores 51/100, with a Piotroski F-score of 5/9. The average analyst target of ₹19.32 implies about 15% downside across 11 analysts. It clears 7 of 10 investability checks, with durability 64, valuation 72 and momentum 59 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹22.46.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-10.64% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Buy68Piotroski F-score 5/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 7.1%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 20%
- Pass: Earnings growing: 12%
- Pass: Net margin ≥ 10%: 22.0%
- No data: Current ratio > 1.5
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 5/9
Quarterly results
Annual financials
Shareholding
- Promoter44.2%
- Institutions18.0%
- Public & other37.9%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (22.0%).
Opportunities
- Revenue growing (20% YoY).
- Trading in our value buy zone versus sector peers.
- Trades ~23% below our estimated fair value.
Bear case
Weaknesses
- Low return on equity (7.1%).
About Yes Bank Limited
Yes Bank Limited operates in India through Treasury, Corporate Banking, Retail Banking, and Other Banking Operations segments. It offers deposit products including current, savings, and salary accounts, along with fixed and recurring deposits. The bank provides various loan products spanning home, auto, construction equipment, commercial vehicle, personal, education, and business lending, as well as loans against securities and property.
Yes Bank Limited — frequently asked questions
Is Yes Bank Limited a buy, hold or sell?
StocksWizard currently rates Yes Bank Limited (YESBANK) a Buy, based on a blended score of 68/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Yes Bank Limited's fair value?
Our blended DCF and relative-valuation model estimates Yes Bank Limited's fair value at about ₹28.08, versus a current price of ₹22.77 — roughly 23% upside. On that basis the stock looks undervalued by 23%.
Is Yes Bank Limited financially healthy?
Yes Bank Limited scores 51/100 on our financial-health model, with a Piotroski F-score of 5/9.
How has Yes Bank Limited's share price performed?
Yes Bank Limited is up 11% over three months, and last traded at ₹22.77. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.