HDFC Life Insurance Company Ltd.
HDFCLIFE · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹176.18.
Piotroski F-score 4/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%11.3%
- ✓Low debt (D/E < 0.5)0.17x
- ✓Positive free cash flow
- ✕Revenue growth > 10%-18%
- ✓Earnings growing4%
- ✕Net margin ≥ 10%1.9%
- ✕Current ratio > 1.51.03
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✕Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 74/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Lightly leveraged balance sheet.
Weaknesses
- •Price below its 200-day moving average (downtrend).
Threats
- •Rich valuation versus sector peers.
- •Trades ~62% above our estimated fair value.
About HDFC Life Insurance Company Ltd.
HDFC Life Insurance Company Limited provides individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, and life insurance plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.