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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Tata Capital Ltd.

TATACAP · NSE · Financial Services

₹340.7
+14.65 (+4.49%)
Our verdict
Hold58/100
Quality67
Valuation28
Momentum72
Financial trend77
Intrinsic value
Our fair value
₹256.02
Overvalued by 25%
Price ₹340.7Range ₹217.62₹294.42

With a 20% margin of safety, our buy-below price is ₹204.81.

A
Financial health 80/100
From profitability & returns (bank/NBFC)

Piotroski F-score 1/9 — quality of earnings & balance sheet.

Investability checklist

Passed 4 of 11 checks36/100
  • ROE above 15%12.0%
  • Low debt (D/E < 0.5)5.02x
  • Positive free cash flow
  • Revenue growth > 10%7%
  • Earnings growing52%
  • Net margin ≥ 10%39.0%
  • Current ratio > 1.5105.66
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 71/9

1-year price

EOD · 2026-06-15
1W
+9.0%
1M
+10.6%
3M
+6.9%
6M
+4.8%
1Y

Our scores

Durability67
Valuation48
Momentum72
Analyst consensus target ₹391.45 (+15%) · 11 analysts

Key fundamentals

Market cap
₹1.44 L Cr
P/E ratio
28.9
P/B ratio
3.77
EPS (TTM)
₹11.77
ROE
12.0%
Debt / Equity
5.02x
Profit margin
39.0%
Free cash flow
₹-38,960 Cr
52-week high
₹361.55
-5.77% from high
52-week low
₹297.8
Dividend yield
Beta

SWOT snapshot

Strengths

  • Healthy profit margin (39.0%).

Weaknesses

  • High debt relative to equity.
  • Weak Piotroski score (1/9).

Opportunities

  • Earnings growing (52% YoY).

Threats

  • Trades ~25% above our estimated fair value.

About Tata Capital Ltd.

Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending business, bill and invo

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.