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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-29

Power Finance Corporation Limited

PFCNSEFinancial Services
₹427.1
+7.20 (+1.71%)
Buy

Valuation (98/100) does the heavy lifting; financial trend (33/100) is the drag.

Buy zone
The bottom line

Power Finance Corporation Limited earns a Buy from StocksWizard, with a blended score of 70/100. On 5.6x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 11% below its 52-week high of ₹481.4 and 30% above the low of ₹329.17. Financial health scores 90/100, with a Piotroski F-score of 3/9. The average analyst target of ₹513.57 implies about 20% upside across 14 analysts. It clears 8 of 12 investability checks, with durability 71, valuation 96 and momentum 65 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹854.2up 100.00%
Undervalued by 100%
Price ₹427.1Range ₹757.17₹922.54
Relative (financials)low confidence

With a 20% margin of safety, our buy-below price is ₹683.36. Low-confidence estimate — limited data.

Analyst views

14 analysts14 buy · 0 hold · 0 sell
12-month consensus target₹513.57up 20.25%

1-year price

EOD · 2026-07-29
1D
up 1.71%
1W
up 3.59%
1M
up 0.66%
3M
down 4.75%
6M
up 20.21%
1Y

52-week range

-11.28% from the 52-week high.

Trend check
Above 50-DMA₹423Above 200-DMA₹400

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Buy70
A
Financial health 90/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Our scores

Durability71
Valuation96
Momentum65

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 8 of 12 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 20.5%
  • Fail: Low debt (D/E < 0.5): 5.86x
  • Fail: Positive free cash flow
  • Fail: Revenue growth > 10%: -15%
  • Pass: Earnings growing: 11%
  • Pass: Net margin ≥ 10%: 54.3%
  • Pass: Current ratio > 1.5: 287.37
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 3/9

Quarterly results

Revenue · 1Q2026
₹6,913 Cr
Net profit
₹6,325 Cr
Margin
91%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ +12%

Annual financials

Revenue · 2026
₹25,345 Cr
Net profit
₹20,051 Cr
Margin
79%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +12%

Shareholding

  • Promoter56.0%
  • Institutions24.9%
  • Public & other19.1%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹1.44 L Cr
P/E ratio
5.6
P/B ratio
1.09
EPS (TTM)
₹78.51
ROE
20.5%
Debt / Equity
5.86x
Profit margin
54.3%
Free cash flow
₹-4,842 Cr
52-week high
₹481.4
-11.28% from high
52-week low
₹329.17
Dividend yield
3.4%
Beta
0.61
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Strong return on equity (20.5%).
  • Healthy profit margin (54.3%).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~100% below our estimated fair value.

Bear case

Weaknesses

  • High debt relative to equity.
  • Weak Piotroski score (3/9).

About Power Finance Corporation Limited

Power Finance Corporation Limited, a non-banking finance company, provides financial products and related advisory services to the power, logistics, and infrastructure sectors in India. The company offers fund-based financial policies and products, such as project-specific funding; a revamped distribution sector scheme; funding for clearance of dues-LPS; a revolving bill payment facility; guidelines for solar and wind power generation projects, as well as for funding private

Power Finance Corporation Limited — frequently asked questions

Is Power Finance Corporation Limited a buy, hold or sell?

StocksWizard currently rates Power Finance Corporation Limited (PFC) a Buy, based on a blended score of 70/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Power Finance Corporation Limited's fair value?

Our blended DCF and relative-valuation model estimates Power Finance Corporation Limited's fair value at about ₹854.2, versus a current price of ₹427.1 — roughly 100% upside. On that basis the stock looks undervalued by 100%.

Is Power Finance Corporation Limited financially healthy?

Power Finance Corporation Limited scores 90/100 on our financial-health model, with a Piotroski F-score of 3/9.

How has Power Finance Corporation Limited's share price performed?

Power Finance Corporation Limited is down 5% over three months, and last traded at ₹427.1. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.