SBI Life Insurance Company Ltd.
SBILIFE · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹430.26.
Piotroski F-score 3/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%13.7%
- –Low debt (D/E < 0.5)
- ✓Positive free cash flow
- ✕Revenue growth > 10%-82%
- ✕Earnings growing-1%
- ✕Net margin ≥ 10%2.2%
- ✓Current ratio > 1.51.55
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✕Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 73/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Weaknesses
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (3/9).
Threats
- •Earnings contracting year on year.
- •Rich valuation versus sector peers.
- •Trades ~69% above our estimated fair value.
About SBI Life Insurance Company Ltd.
SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprises individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefit, level term, and critical illness
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.