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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Axis Bank Limited

AXISBANKNSEFinancial Services
₹1,229.5
+0.60 (+0.05%)
Hold

Quality (75/100) does the heavy lifting; financial trend (29/100) is the drag.

Buy zone
The bottom line

Axis Bank Limited earns a Hold from StocksWizard, with a blended score of 55/100. We put fair value near ₹1,364.59; at ₹1,229.5 that leaves roughly 11% upside, so the stock screens fairly valued. On 16.4x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 12% below its 52-week high of ₹1,401.92 and 18% above the low of ₹1,044.39. Financial health scores 71/100, with a Piotroski F-score of 1/9. The average analyst target of ₹1,587.18 implies about 29% upside across 39 analysts. It clears 3 of 10 investability checks, with durability 75, valuation 65 and momentum 31 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹1,364.59up 10.99%
Fairly valued
Price ₹1,229.5Range ₹1,050.15₹1,955.89
Relative (financials)high confidence

With a 20% margin of safety, our buy-below price is ₹1,091.67.

Analyst views

39 analysts37 buy · 2 hold · 0 sell
12-month consensus target₹1,587.18up 29.09%

1-year price

EOD · 2026-07-31
1D
up 0.05%
1W
up 0.18%
1M
down 9.70%
3M
down 2.32%
6M
down 9.77%
1Y

52-week range

-12.30% from the 52-week high.

Trend check
Below 50-DMA₹1,306Below 200-DMA₹1,286

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Hold55
B
Financial health 71/100
From profitability & returns (bank/NBFC)

Piotroski F-score 1/9 — quality of earnings & balance sheet.

Our scores

Durability75
Valuation65
Momentum31

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 3 of 10 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 13.2%
  • No data: Low debt (D/E < 0.5)
  • Fail: Positive free cash flow
  • Fail: Revenue growth > 10%: -11%
  • Pass: Earnings growing: 6%
  • Pass: Net margin ≥ 10%: 35.4%
  • No data: Current ratio > 1.5
  • Pass: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 1/9

Quarterly results

Revenue · 1Q2026
₹20,480 Cr
Net profit
₹7,071 Cr
Margin
35%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ -0%

Annual financials

Revenue · 2026
₹82,179 Cr
Net profit
₹24,457 Cr
Margin
30%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +3%

Shareholding

  • Promoter2.8%
  • Institutions71.1%
  • Public & other26.1%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹4.31 L Cr
P/E ratio
16.4
P/B ratio
2.00
EPS (TTM)
₹84.54
ROE
13.2%
Debt / Equity
Profit margin
35.4%
Free cash flow
₹-10,847 Cr
52-week high
₹1,401.92
-12.30% from high
52-week low
₹1,044.39
Dividend yield
0.1%
Beta
0.43
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Healthy profit margin (35.4%).

Opportunities

  • Trading in our value buy zone versus sector peers.

Bear case

Weaknesses

  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (1/9).

About Axis Bank Limited

Axis Bank Limited operates as a financial services provider in India and internationally through four business segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. The bank offers deposit products including fixed, recurring, and safe deposits, along with various account types such as savings, salary, current, safe custody, pension disbursement, demat, and trading accounts.

Axis Bank Limited — frequently asked questions

Is Axis Bank Limited a buy, hold or sell?

StocksWizard currently rates Axis Bank Limited (AXISBANK) a Hold, based on a blended score of 55/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Axis Bank Limited's fair value?

Our blended DCF and relative-valuation model estimates Axis Bank Limited's fair value at about ₹1,364.59, versus a current price of ₹1,229.5 — roughly 11% upside. On that basis the stock looks fairly valued.

Is Axis Bank Limited financially healthy?

Axis Bank Limited scores 71/100 on our financial-health model, with a Piotroski F-score of 1/9.

How has Axis Bank Limited's share price performed?

Axis Bank Limited is down 2% over three months, and last traded at ₹1,229.5. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.