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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-29

ITC Limited

ITCNSEConsumer Defensive
₹286.25
+1.60 (+0.56%)
Hold

Quality (90/100) does the heavy lifting; financial trend (5/100) is the drag.

Fair value
The bottom line

Our blended model reads ITC Limited as a Hold at 49/100. On 17.6x trailing earnings it sits cheaper than the Consumer Defensive median of about 26.1x. The price is about 29% below its 52-week high of ₹401.99 and 4% above the low of ₹275.55. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 2/9. The average analyst target of ₹345.27 implies about 21% upside across 33 analysts. It clears 7 of 13 investability checks, with durability 90, valuation 56 and momentum 36 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹266.92down 6.75%
Fairly valued
Price ₹286.25Range ₹143.13₹401.38
DCF + relative blendhigh confidence

With a 20% margin of safety, our buy-below price is ₹213.54.

Analyst views

33 analysts15 buy · 13 hold · 6 sell
12-month consensus target₹345.27up 20.62%

1-year price

EOD · 2026-07-29
1D
up 0.56%
1W
up 1.94%
1M
down 0.24%
3M
down 6.62%
6M
down 5.79%
1Y

52-week range

-28.79% from the 52-week high.

Trend check
Above 50-DMA₹286Below 200-DMA₹323

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Hold49
A
Financial health 100/100
Altman Z 12.37 · Safe zone

Piotroski F-score 2/9 — quality of earnings & balance sheet.

Our scores

Durability90
Valuation56
Momentum36

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 7 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 29.3%
  • Pass: Low debt (D/E < 0.5): 0.03x
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: -5%
  • Fail: Earnings growing: -73%
  • Pass: Net margin ≥ 10%: 26.2%
  • Pass: Current ratio > 1.5: 3.04
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Pass: Altman Z in safe zone: Z 12.37
  • Fail: Piotroski ≥ 7: 2/9

Quarterly results

Revenue · 1Q2026
₹17,825 Cr
Net profit
₹5,369 Cr
Margin
30%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ -11%

Annual financials

Revenue · 2026
₹71,984 Cr
Net profit
₹20,471 Cr
Margin
28%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY -4%

Shareholding

  • Promoter27.2%
  • Institutions52.3%
  • Public & other20.5%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹3.64 L Cr
P/E ratio
17.6
P/B ratio
5.02
EPS (TTM)
₹16.5
ROE
29.3%
Debt / Equity
0.03x
Profit margin
26.2%
Free cash flow
₹12,367 Cr
52-week high
₹401.99
-28.79% from high
52-week low
₹275.55
Dividend yield
5.5%
Beta
-0.08
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Strong return on equity (29.3%).
  • Lightly leveraged balance sheet.
  • Healthy profit margin (26.2%).
  • Financially solid — Altman Z 12.37.

Bear case

Weaknesses

  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (2/9).

Threats

  • Earnings contracting year on year.

About ITC Limited

ITC Limited operates across multiple business segments in India and internationally, including fast-moving consumer goods, paperboards, paper and packaging, and agriculture. The company manufactures cigarettes and cigars, food products spanning staples, spices, biscuits, confectionery, snacks, noodles, pasta, beverages, dairy, ready-to-eat meals, chocolates, and coffee, along with personal care items and education and stationery products.

ITC Limited — frequently asked questions

Is ITC Limited a buy, hold or sell?

StocksWizard currently rates ITC Limited (ITC) a Hold, based on a blended score of 49/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is ITC Limited's fair value?

Our blended DCF and relative-valuation model estimates ITC Limited's fair value at about ₹266.92, versus a current price of ₹286.25 — roughly 7% downside. On that basis the stock looks fairly valued.

Is ITC Limited financially healthy?

ITC Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 2/9.

How has ITC Limited's share price performed?

ITC Limited is down 7% over three months, and last traded at ₹286.25. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.