ITC Limited
Quality (90/100) does the heavy lifting; financial trend (5/100) is the drag.
Fair valueOur blended model reads ITC Limited as a Hold at 46/100. On 17.6x trailing earnings it sits cheaper than the Consumer Defensive median of about 26.1x. It's sitting close to its 52-week low of ₹255.5. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 2/9. The average analyst target of ₹345.27 implies about 33% upside across 33 analysts. It clears 7 of 14 investability checks, with durability 90, valuation 56 and momentum 8 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹212.96.
Analyst views
1-year price
EOD · 2026-09-1252-week range
-35.36% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold46Piotroski F-score 2/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 29.3%
- Pass: Low debt (D/E < 0.5): 0.03x
- Pass: Positive free cash flow
- Fail: Revenue growth > 10%: -5%
- Fail: Earnings growing: -73%
- Pass: Net margin ≥ 10%: 26.2%
- Pass: Current ratio > 1.5: 3.04
- Pass: Below our fair value
- Fail: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- Fail: Positive 1-year return
- Pass: Altman Z in safe zone: Z 12.37
- Fail: Piotroski ≥ 7: 2/9
Quarterly results
Annual financials
Shareholding
- Promoter27.2%
- Institutions52.3%
- Public & other20.5%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (29.3%).
- Lightly leveraged balance sheet.
- Healthy profit margin (26.2%).
- Financially solid — Altman Z 12.37.
Opportunities
- Well off its 52-week high — possible mean-reversion.
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
- Down 34% over the past year.
- Weak Piotroski score (2/9).
Threats
- Earnings contracting year on year.
About ITC Limited
ITC Limited operates across multiple business segments in India and internationally, including fast-moving consumer goods, paperboards, paper and packaging, and agriculture. The company manufactures cigarettes and cigars, food products spanning staples, spices, biscuits, confectionery, snacks, noodles, pasta, beverages, dairy, ready-to-eat meals, chocolates, and coffee, along with personal care items and education and stationery products.
ITC Limited — frequently asked questions
Is ITC Limited a buy, hold or sell?
StocksWizard currently rates ITC Limited (ITC) a Hold, based on a blended score of 46/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is ITC Limited's fair value?
Our blended DCF and relative-valuation model estimates ITC Limited's fair value at about ₹266.2, versus a current price of ₹259.85 — roughly 2% upside. On that basis the stock looks fairly valued.
Is ITC Limited financially healthy?
ITC Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 2/9.
How has ITC Limited's share price performed?
ITC Limited is down 34% over the past year and down 11% over three months, and last traded at ₹259.85. Past performance doesn't predict future returns.
More in Consumer Defensive
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.