Maruti Suzuki India Limited
Financial trend (55/100) does the heavy lifting; momentum (17/100) is the drag.
Fair valueOvervaluedStocksWizard rates Maruti Suzuki India Limited a Sell, scoring 35/100 on our blended model. We put fair value near ₹8,096.59; at ₹12,400 that leaves roughly 35% downside, so the stock screens overvalued by 35%. On 28.4x trailing earnings it sits roughly in line with the Consumer Cyclical median of about 27.7x. It's sitting close to its 52-week low of ₹12,183.64. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9. The average analyst target of ₹15,794.34 implies about 27% upside across 38 analysts. It clears 4 of 13 investability checks, with durability 50, valuation 38 and momentum 17 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹6,477.27.
Analyst views
1-year price
EOD · 2026-09-1452-week range
-27.57% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Sell35Piotroski F-score 5/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 14.4%
- Pass: Low debt (D/E < 0.5): 0.00x
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 28%
- Fail: Earnings growing: -6%
- Fail: Net margin ≥ 10%: 8.0%
- Fail: Current ratio > 1.5: 1.07
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- Pass: Altman Z in safe zone: Z 7.96
- Fail: Piotroski ≥ 7: 5/9
Quarterly results
Annual financials
Shareholding
- Promoter60.3%
- Institutions29.1%
- Public & other10.7%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Lightly leveraged balance sheet.
- Financially solid — Altman Z 7.96.
Opportunities
- Revenue growing (28% YoY).
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
Threats
- Earnings contracting year on year.
- Trades ~35% above our estimated fair value.
About Maruti Suzuki India Limited
Maruti Suzuki India Limited manufactures and sells passenger vehicles, utility vehicles, and multi-purpose vehicles in India, along with related components and spare parts. The company also provides pre-owned car sales, fleet management, and car financing services.
Maruti Suzuki India Limited — frequently asked questions
Is Maruti Suzuki India Limited a buy, hold or sell?
StocksWizard currently rates Maruti Suzuki India Limited (MARUTI) a Sell, based on a blended score of 35/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Maruti Suzuki India Limited's fair value?
Our blended DCF and relative-valuation model estimates Maruti Suzuki India Limited's fair value at about ₹8,096.59, versus a current price of ₹12,400 — roughly 35% downside. On that basis the stock looks overvalued by 35%.
Is Maruti Suzuki India Limited financially healthy?
Maruti Suzuki India Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9.
How has Maruti Suzuki India Limited's share price performed?
Maruti Suzuki India Limited is down 9% over three months, and last traded at ₹12,400. Past performance doesn't predict future returns.
More in Consumer Cyclical
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.