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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

NLC India Limited

NLCINDIANSEUtilities
₹297.9
+6.00 (+2.06%)
Sell

Valuation (91/100) does the heavy lifting; financial trend (21/100) is the drag.

Buy zoneSolvency risk
The bottom line

StocksWizard rates NLC India Limited a Sell, scoring 40/100 on our blended model. On 11.4x trailing earnings it sits cheaper than the Utilities median of about 15.2x. The price is about 20% below its 52-week high of ₹370.9 and 35% above the low of ₹220.69. Financial health scores 4/100, in the distress band on the Altman Z-score, with a Piotroski F-score of 6/9. The average analyst target of ₹390 implies about 31% upside across 1 analysts. It clears 5 of 13 investability checks, with durability 58, valuation 81 and momentum 42 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹445.84up 49.66%
Undervalued by 50%
Price ₹297.9Range ₹235.85₹595.8
DCF + relative blendmedium confidence

With a 20% margin of safety, our buy-below price is ₹356.67.

Analyst views

1 analysts1 buy · 0 hold · 0 sell
12-month consensus target₹390up 30.92%

1-year price

EOD · 2026-07-31
1D
up 2.06%
1W
up 1.74%
1M
down 5.43%
3M
down 5.86%
6M
up 12.67%
1Y

52-week range

-19.68% from the 52-week high.

Trend check
Below 50-DMA₹316Above 200-DMA₹279

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell40
F
Financial health 4/100
Altman Z 1.16 · Distress zone

Piotroski F-score 6/9 — quality of earnings & balance sheet.

Our scores

Durability58
Valuation81
Momentum42

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 5 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 16.0%
  • Fail: Low debt (D/E < 0.5): 0.82x
  • Fail: Positive free cash flow
  • Fail: Revenue growth > 10%: -0%
  • Fail: Earnings growing: -13%
  • Pass: Net margin ≥ 10%: 20.1%
  • Fail: Current ratio > 1.5: 0.80
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • Fail: Altman Z in safe zone: Z 1.16
  • Fail: Piotroski ≥ 7: 6/9

Quarterly results

Revenue · 2Q2025
₹3,826 Cr
Net profit
₹798 Cr
Margin
21%
4Q2024
1Q2025
2Q2025
Revenue Net profitLatest revenue QoQ -0%

Annual financials

Revenue · 2026
₹17,490 Cr
Net profit
₹3,522 Cr
Margin
20%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +14%

Shareholding

  • Promoter72.5%
  • Institutions15.6%
  • Public & other11.9%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹40,601 Cr
P/E ratio
11.4
P/B ratio
1.89
EPS (TTM)
₹25.59
ROE
16.0%
Debt / Equity
0.82x
Profit margin
20.1%
Free cash flow
₹-5,100 Cr
52-week high
₹370.9
-19.68% from high
52-week low
₹220.69
Dividend yield
2.5%
Beta
0.48
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Healthy profit margin (20.1%).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~50% below our estimated fair value.

Bear case

Threats

  • Earnings contracting year on year.
  • Balance-sheet stress — Altman Z 1.16.

About NLC India Limited

NLC India Limited operates lignite and coal mines and generates power through multiple sources including lignite, coal, thermal, solar, and wind facilities. The company runs open cast lignite mines in Tamil Nadu with 28.0 million tonnes per annum capacity and in Rajasthan with 30.10 million tonnes per annum capacity, alongside coal mining operations totaling 20.00 million tonnes per annum.

NLC India Limited — frequently asked questions

Is NLC India Limited a buy, hold or sell?

StocksWizard currently rates NLC India Limited (NLCINDIA) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is NLC India Limited's fair value?

Our blended DCF and relative-valuation model estimates NLC India Limited's fair value at about ₹445.84, versus a current price of ₹297.9 — roughly 50% upside. On that basis the stock looks undervalued by 50%.

Is NLC India Limited financially healthy?

NLC India Limited scores 4/100 on our financial-health model, placing it in the distress band on the Altman Z-score, with a Piotroski F-score of 6/9.

How has NLC India Limited's share price performed?

NLC India Limited is down 6% over three months, and last traded at ₹297.9. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.