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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Oracle Financial Services Software Ltd.

OFSS · NSE · Technology

₹9,373
+45.50 (+0.49%)
Our verdict
Buy74/100
Quality98
Valuation32
Momentum95
Financial trend82
Intrinsic value
Our fair value
₹7,767.6
Overvalued by 17%
Price ₹9,373Range ₹6,602.46₹8,932.74

With a 20% margin of safety, our buy-below price is ₹6,214.08.

A
Financial health 100/100
Altman Z 25.42 · Safe zone

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 10 of 13 checks77/100
  • ROE above 15%32.6%
  • Low debt (D/E < 0.5)0.00x
  • Positive free cash flow
  • Revenue growth > 10%20%
  • Earnings growing31%
  • Net margin ≥ 10%34.4%
  • Current ratio > 1.55.43
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zoneZ 25.42
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-15
1W
-3.9%
1M
+4.0%
3M
+44.0%
6M
+22.5%
1Y

Our scores

Durability98
Valuation42
Momentum95
Analyst consensus target ₹10,695 (+14%) · 2 analysts

Key fundamentals

Market cap
₹81,605 Cr
P/E ratio
31.0
P/B ratio
10.42
EPS (TTM)
₹302.21
ROE
32.6%
Debt / Equity
0.00x
Profit margin
34.4%
Free cash flow
₹2,422 Cr
52-week high
₹10,344.5
-9.39% from high
52-week low
₹6,126.48
Dividend yield
7.1%
Beta
0.43

SWOT snapshot

Strengths

  • Strong return on equity (32.6%).
  • Lightly leveraged balance sheet.
  • Healthy profit margin (34.4%).
  • Financially solid — Altman Z 25.42.

Weaknesses

  • Weak Piotroski score (3/9).

Opportunities

  • Earnings growing (31% YoY).
  • Revenue growing (20% YoY).

About Oracle Financial Services Software Ltd.

Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.