Persistent Systems Limited
Financial trend (88/100) does the heavy lifting; valuation (3/100) is the drag.
ExpensiveOvervaluedOur blended model reads Persistent Systems Limited as a Hold at 45/100. At ₹5,483.3 it trades above our blended DCF and relative-multiples fair value of ₹2,741.65, about 50% downside to that estimate — we read it as overvalued by 50%. On 41.4x trailing earnings it sits pricier than the Technology median of about 20.0x. The price is about 16% below its 52-week high of ₹6,517.4 and 28% above the low of ₹4,283.62. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9. The average analyst target of ₹5,596.65 implies about 2% upside across 34 analysts. It clears 10 of 13 investability checks, with durability 81, valuation 6 and momentum 76 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹2,193.32.
Analyst views
1-year price
EOD · 2026-07-2952-week range
-15.87% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold45Piotroski F-score 5/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 26.3%
- Pass: Low debt (D/E < 0.5): 0.06x
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 25%
- Pass: Earnings growing: 32%
- Pass: Net margin ≥ 10%: 12.6%
- Pass: Current ratio > 1.5: 2.43
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- Pass: Altman Z in safe zone: Z 15.15
- Fail: Piotroski ≥ 7: 5/9
Quarterly results
Annual financials
Shareholding
- Promoter33.0%
- Institutions42.4%
- Public & other24.6%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (26.3%).
- Lightly leveraged balance sheet.
- Financially solid — Altman Z 15.15.
Opportunities
- Earnings growing (32% YoY).
- Revenue growing (25% YoY).
Bear case
Threats
- Rich valuation versus sector peers.
- Trades ~50% above our estimated fair value.
About Persistent Systems Limited
Persistent Systems Limited delivers software products, services, and technology solutions across India, North America, and international markets. Operating through BFSI, Healthcare & Life Sciences, and Technology Companies segments, the company offers the Persistent GenAI Hub for generative AI applications, along with consulting services for business strategy and transformation, and software engineering services.
Persistent Systems Limited — frequently asked questions
Is Persistent Systems Limited a buy, hold or sell?
StocksWizard currently rates Persistent Systems Limited (PERSISTENT) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Persistent Systems Limited's fair value?
Our blended DCF and relative-valuation model estimates Persistent Systems Limited's fair value at about ₹2,741.65, versus a current price of ₹5,483.3 — roughly 50% downside. On that basis the stock looks overvalued by 50%.
Is Persistent Systems Limited financially healthy?
Persistent Systems Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9.
How has Persistent Systems Limited's share price performed?
Persistent Systems Limited is up 15% over three months, and last traded at ₹5,483.3. Past performance doesn't predict future returns.
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View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.