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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Persistent Systems Ltd.

PERSISTENT · NSE · Technology

₹4,890.5
+79.50 (+1.65%)
Our verdictOvervalued
Hold45/100
Quality81
Valuation9
Momentum28
Financial trend88
Intrinsic value
Our fair value
₹2,973.14
Overvalued by 39%
Price ₹4,890.5Range ₹2,527.17₹3,419.11

With a 20% margin of safety, our buy-below price is ₹2,378.51.

A
Financial health 100/100
Altman Z 15.05 · Safe zone

Piotroski F-score 5/9 — quality of earnings & balance sheet.

Investability checklist

Passed 8 of 13 checks62/100
  • ROE above 15%26.3%
  • Low debt (D/E < 0.5)0.06x
  • Positive free cash flow
  • Revenue growth > 10%25%
  • Earnings growing32%
  • Net margin ≥ 10%12.6%
  • Current ratio > 1.52.43
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zoneZ 15.05
  • Piotroski ≥ 75/9

1-year price

EOD · 2026-06-15
1W
-3.4%
1M
+4.0%
3M
+3.7%
6M
-18.7%
1Y

Our scores

Durability81
Valuation18
Momentum28
Analyst consensus target ₹5,596.65 (+14%) · 34 analysts

Key fundamentals

Market cap
₹76,405 Cr
P/E ratio
41.2
P/B ratio
9.76
EPS (TTM)
₹118.83
ROE
26.3%
Debt / Equity
0.06x
Profit margin
12.6%
Free cash flow
₹1,456 Cr
52-week high
₹6,540.04
-25.22% from high
52-week low
₹4,529.4
Dividend yield
0.9%
Beta
0.09

SWOT snapshot

Strengths

  • Strong return on equity (26.3%).
  • Lightly leveraged balance sheet.
  • Financially solid — Altman Z 15.05.

Weaknesses

  • Price below its 200-day moving average (downtrend).

Opportunities

  • Earnings growing (32% YoY).
  • Revenue growing (25% YoY).

Threats

  • Rich valuation versus sector peers.
  • Trades ~39% above our estimated fair value.

About Persistent Systems Ltd.

Persistent Systems Limited provides software products, services, and technology solutions in India, North America, and internationally. It operates through Banking, Financial Services and Insurance (BFSI); Healthcare & Life Sciences; and Technology Companies and Emerging Verticals segments. The company provides Persistent GenAI Hub, a generative artificial intelligence (AI) solution; consulting services for business strategy and transformation; software engineering services t

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.