Ramco Systems Limited
Financial trend (89/100) does the heavy lifting; valuation (0/100) is the drag.
ExpensiveOvervaluedOur blended model reads Ramco Systems Limited as a Sell at 43/100. We put fair value near ₹347.41; at ₹594.55 that leaves roughly 42% downside, so the stock screens overvalued by 42%. On 63.8x trailing earnings it sits pricier than the Technology median of about 20.0x. The price is about 33% below its 52-week high of ₹886.15 and 73% above the low of ₹344.05. Financial health scores 72/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 6/9. The average analyst target of ₹610 implies about 3% upside across 1 analysts. It clears 6 of 13 investability checks, with durability 54, valuation 0 and momentum 44 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹277.93.
Analyst views
1-year price
EOD · 2026-09-1452-week range
-32.91% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Sell43Piotroski F-score 6/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 12.5%
- Pass: Low debt (D/E < 0.5): 0.12x
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 19%
- Pass: Earnings growing: 362%
- Fail: Net margin ≥ 10%: 6.0%
- Fail: Current ratio > 1.5: 1.02
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- Pass: Altman Z in safe zone: Z 3.86
- Fail: Piotroski ≥ 7: 6/9
Quarterly results
Annual financials
Shareholding
- Promoter62.5%
- Institutions5.7%
- Public & other31.8%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Lightly leveraged balance sheet.
- Financially solid — Altman Z 3.86.
Opportunities
- Earnings growing (362% YoY).
- Revenue growing (19% YoY).
Bear case
Threats
- Rich valuation versus sector peers.
- Trades ~42% above our estimated fair value.
About Ramco Systems Limited
Ramco Systems Limited provides enterprise software solutions across North America, Europe, Asia-Pacific, India, and the Middle East and Africa. Its Aviation, Aerospace & Defense segment offers maintenance, repair, and overhaul services, engine MRO, maintenance and engineering, defense asset management, flight operations, and fleet technical management. The company also delivers ERP software covering enterprise asset management, production, finance, supply chain, project, and facility management.
Ramco Systems Limited — frequently asked questions
Is Ramco Systems Limited a buy, hold or sell?
StocksWizard currently rates Ramco Systems Limited (RAMCOSYS) a Sell, based on a blended score of 43/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Ramco Systems Limited's fair value?
Our blended DCF and relative-valuation model estimates Ramco Systems Limited's fair value at about ₹347.41, versus a current price of ₹594.55 — roughly 42% downside. On that basis the stock looks overvalued by 42%.
Is Ramco Systems Limited financially healthy?
Ramco Systems Limited scores 72/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 6/9.
How has Ramco Systems Limited's share price performed?
Ramco Systems Limited is up 8% over three months, and last traded at ₹594.55. Past performance doesn't predict future returns.
More in Technology
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.