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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-29

Reliance Industries Limited

RELIANCENSEEnergy
₹1,275.9
+8.20 (+0.65%)
Strong Sell

Quality (40/100) does the heavy lifting; valuation (10/100) is the drag.

ExpensiveSolvency risk
The bottom line

StocksWizard rates Reliance Industries Limited a Strong Sell, scoring 26/100 on our blended model. At ₹1,275.9 it trades above our blended DCF and relative-multiples fair value of ₹801.22, about 37% downside to that estimate — we read it as overvalued by 37%. On 22.0x trailing earnings it sits pricier than the Energy median of about 11.0x. It's sitting close to its 52-week low of ₹1,258.8. Financial health scores 20/100, in the distress band on the Altman Z-score, with a Piotroski F-score of 6/9. The average analyst target of ₹1,693.58 implies about 33% upside across 31 analysts. It clears 3 of 13 investability checks, with durability 40, valuation 19 and momentum 21 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹801.22down 37.20%
Overvalued by 37%
Price ₹1,275.9Range ₹637.95₹1,058.57
DCF + relative blendhigh confidence

With a 20% margin of safety, our buy-below price is ₹640.98.

Analyst views

31 analysts30 buy · 0 hold · 1 sell
12-month consensus target₹1,693.58up 32.74%

1-year price

EOD · 2026-07-29
1D
up 0.65%
1W
down 0.99%
1M
down 1.39%
3M
down 10.41%
6M
down 7.15%
1Y

52-week range

-19.50% from the 52-week high.

Trend check
Below 50-DMA₹1,305Below 200-DMA₹1,405

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Strong Sell26
F
Financial health 20/100
Altman Z 1.79 · Distress zone

Piotroski F-score 6/9 — quality of earnings & balance sheet.

Our scores

Durability40
Valuation19
Momentum21

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 3 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 9.1%
  • Pass: Low debt (D/E < 0.5): 0.37x
  • Pass: Positive free cash flow
  • Pass: Revenue growth > 10%: 13%
  • Fail: Earnings growing: -13%
  • Fail: Net margin ≥ 10%: 7.6%
  • Fail: Current ratio > 1.5: 1.10
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • Fail: Altman Z in safe zone: Z 1.79
  • Fail: Piotroski ≥ 7: 6/9

Quarterly results

Revenue · 1Q2026
₹2.94 L Cr
Net profit
₹7,422 Cr
Margin
3%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ +11%

Annual financials

Revenue · 2026
₹10.57 L Cr
Net profit
₹43,851 Cr
Margin
4%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +104%

Shareholding

  • Promoter51.2%
  • Institutions29.0%
  • Public & other19.8%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹17.78 L Cr
P/E ratio
22.0
P/B ratio
1.97
EPS (TTM)
₹59.71
ROE
9.1%
Debt / Equity
0.37x
Profit margin
7.6%
Free cash flow
₹21,829 Cr
52-week high
₹1,584.97
-19.50% from high
52-week low
₹1,258.8
Dividend yield
0.5%
Beta
0.18
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.

Opportunities

  • Revenue growing (13% YoY).

Bear case

Weaknesses

  • Price below its 200-day moving average (downtrend).

Threats

  • Earnings contracting year on year.
  • Rich valuation versus sector peers.
  • Trades ~37% above our estimated fair value.
  • Balance-sheet stress — Altman Z 1.79.

About Reliance Industries Limited

Reliance Industries operates globally across hydrocarbon exploration and production, petroleum refining and marketing, petrochemicals, advanced materials and composites, renewables, financial services, retail, and digital services through five segments: Oil to Chemicals, Oil and Gas, Retail, Digital Services, and Others. The company refines and markets products including liquefied petroleum gas, propylene, naphtha, gasoline, and jet fuel.

Reliance Industries Limited — frequently asked questions

Is Reliance Industries Limited a buy, hold or sell?

StocksWizard currently rates Reliance Industries Limited (RELIANCE) a Strong Sell, based on a blended score of 26/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Reliance Industries Limited's fair value?

Our blended DCF and relative-valuation model estimates Reliance Industries Limited's fair value at about ₹801.22, versus a current price of ₹1,275.9 — roughly 37% downside. On that basis the stock looks overvalued by 37%.

Is Reliance Industries Limited financially healthy?

Reliance Industries Limited scores 20/100 on our financial-health model, placing it in the distress band on the Altman Z-score, with a Piotroski F-score of 6/9.

How has Reliance Industries Limited's share price performed?

Reliance Industries Limited is down 10% over three months, and last traded at ₹1,275.9. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.