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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Coal India Limited

COALINDIANSEEnergy
₹414.15
+2.45 (+0.60%)
Sell

Quality (81/100) does the heavy lifting; momentum (24/100) is the drag.

Buy zoneSolvency risk
The bottom line

StocksWizard rates Coal India Limited a Sell, scoring 40/100 on our blended model. We put fair value near ₹408.68; at ₹414.15 that leaves roughly 1% downside, so the stock screens fairly valued. On 8.8x trailing earnings it sits cheaper than the Energy median of about 11.0x. The price is about 13% below its 52-week high of ₹475.3 and 21% above the low of ₹343.44. Financial health scores 30/100, in the grey band on the Altman Z-score, with a Piotroski F-score of 5/9. The average analyst target of ₹459.27 implies about 11% upside across 26 analysts. It clears 7 of 13 investability checks, with durability 81, valuation 67 and momentum 24 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹408.68down 1.32%
Fairly valued
Price ₹414.15Range ₹250.82₹565.32
DCF + relative blendhigh confidence

With a 20% margin of safety, our buy-below price is ₹326.95.

Analyst views

26 analysts15 buy · 5 hold · 6 sell
12-month consensus target₹459.27up 10.89%

1-year price

EOD · 2026-07-31
1D
up 0.60%
1W
down 1.81%
1M
down 4.38%
3M
down 11.20%
6M
down 6.70%
1Y

52-week range

-12.87% from the 52-week high.

Trend check
Below 50-DMA₹437Below 200-DMA₹418

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell40
F
Financial health 30/100
Altman Z 2.2 · Grey zone

Piotroski F-score 5/9 — quality of earnings & balance sheet.

Our scores

Durability81
Valuation67
Momentum24

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 7 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 28.1%
  • Pass: Low debt (D/E < 0.5): 0.12x
  • Pass: Positive free cash flow
  • Pass: Revenue growth > 10%: 16%
  • Pass: Earnings growing: 13%
  • Pass: Net margin ≥ 10%: 18.5%
  • Pass: Current ratio > 1.5: 1.86
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • Fail: Altman Z in safe zone: Z 2.2
  • Fail: Piotroski ≥ 7: 5/9

Quarterly results

Revenue · 1Q2026
₹51,618 Cr
Net profit
₹10,839 Cr
Margin
21%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ +48%

Annual financials

Revenue · 2026
₹1.80 L Cr
Net profit
₹31,094 Cr
Margin
17%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +25%

Shareholding

  • Promoter61.1%
  • Institutions26.2%
  • Public & other12.7%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹2.72 L Cr
P/E ratio
8.8
P/B ratio
2.29
EPS (TTM)
₹50.48
ROE
28.1%
Debt / Equity
0.12x
Profit margin
18.5%
Free cash flow
₹7,238 Cr
52-week high
₹475.3
-12.87% from high
52-week low
₹343.44
Dividend yield
5.0%
Beta
-0.04
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Strong return on equity (28.1%).
  • Lightly leveraged balance sheet.
  • Healthy profit margin (18.5%).

Opportunities

  • Revenue growing (16% YoY).
  • Trading in our value buy zone versus sector peers.

Bear case

Weaknesses

  • Price below its 200-day moving average (downtrend).

About Coal India Limited

Coal India Limited and its subsidiaries extract and distribute coal and coal-derived products throughout India. The company supplies coking coal to steel and metallurgical industries, semi-coking coal for steel blending and merchant coke production, and non-coking thermal coal to cement, fertilizer, glass, ceramic, paper, chemical, and brick manufacturers, as well as power generation facilities.

Coal India Limited — frequently asked questions

Is Coal India Limited a buy, hold or sell?

StocksWizard currently rates Coal India Limited (COALINDIA) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Coal India Limited's fair value?

Our blended DCF and relative-valuation model estimates Coal India Limited's fair value at about ₹408.68, versus a current price of ₹414.15 — roughly 1% downside. On that basis the stock looks fairly valued.

Is Coal India Limited financially healthy?

Coal India Limited scores 30/100 on our financial-health model, placing it in the grey band on the Altman Z-score, with a Piotroski F-score of 5/9.

How has Coal India Limited's share price performed?

Coal India Limited is down 11% over three months, and last traded at ₹414.15. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.