Indian Oil Corporation Limited
Valuation (99/100) does the heavy lifting; momentum (24/100) is the drag.
Buy zoneSolvency riskIndian Oil Corporation Limited earns a Sell from StocksWizard, with a blended score of 40/100. At ₹140.11 it trades below our blended DCF and relative-multiples fair value of ₹280.22, about 100% upside to that estimate — we read it as undervalued by 100%. On 4.8x trailing earnings it sits cheaper than the Energy median of about 11.0x. The price is about 24% below its 52-week high of ₹185.14 and 7% above the low of ₹130.91. Financial health scores 19/100, in the distress band on the Altman Z-score, with a Piotroski F-score of 5/9. The average analyst target of ₹158.35 implies about 13% upside across 31 analysts. It clears 5 of 13 investability checks, with durability 53, valuation 98 and momentum 24 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹224.18. Low-confidence estimate — limited data.
Analyst views
1-year price
EOD · 2026-07-2952-week range
-24.32% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Sell40Piotroski F-score 5/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 21.0%
- Fail: Low debt (D/E < 0.5): 0.58x
- Pass: Positive free cash flow
- Fail: Revenue growth > 10%: 7%
- Pass: Earnings growing: 78%
- Fail: Net margin ≥ 10%: 5.4%
- Fail: Current ratio > 1.5: 0.74
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- Fail: Altman Z in safe zone: Z 1.77
- Fail: Piotroski ≥ 7: 5/9
Quarterly results
Annual financials
Shareholding
- Promoter73.4%
- Institutions14.7%
- Public & other11.9%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (21.0%).
Opportunities
- Earnings growing (78% YoY).
- Trading in our value buy zone versus sector peers.
- Trades ~100% below our estimated fair value.
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
Threats
- Balance-sheet stress — Altman Z 1.77.
About Indian Oil Corporation Limited
Indian Oil Corporation Limited operates through refining, exploration and production, and petrochemical segments in India and internationally. The company refines petroleum products, explores and produces crude oil and gas, manufactures explosives and cryogenic products, and operates pipelines for crude oil and petroleum transportation.
Indian Oil Corporation Limited — frequently asked questions
Is Indian Oil Corporation Limited a buy, hold or sell?
StocksWizard currently rates Indian Oil Corporation Limited (IOC) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Indian Oil Corporation Limited's fair value?
Our blended DCF and relative-valuation model estimates Indian Oil Corporation Limited's fair value at about ₹280.22, versus a current price of ₹140.11 — roughly 100% upside. On that basis the stock looks undervalued by 100%.
Is Indian Oil Corporation Limited financially healthy?
Indian Oil Corporation Limited scores 19/100 on our financial-health model, placing it in the distress band on the Altman Z-score, with a Piotroski F-score of 5/9.
How has Indian Oil Corporation Limited's share price performed?
Indian Oil Corporation Limited is down 2% over three months, and last traded at ₹140.11. Past performance doesn't predict future returns.
More in Energy
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.