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Intrinsic value · Buy/Sell verdict · scores — free· 1088 Nifty 500 stocks· EOD 2026-06-16

Aditya Birla Money Limited

BIRLAMONEY · NSE · Financial Services

₹136.57
-0.20 (-0.15%)
Our verdict
Buy71/100
Quality63
Valuation87
Momentum31
Financial trend100
Intrinsic value
Our fair value
₹208.34
Undervalued by 53%
Price ₹136.57Range ₹102.49₹273.14

With a 20% margin of safety, our buy-below price is ₹166.67.

A
Financial health 87/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 6 of 12 checks50/100
  • ROE above 15%21.8%
  • Low debt (D/E < 0.5)7.35x
  • Positive free cash flow
  • Revenue growth > 10%43%
  • Earnings growing101%
  • Net margin ≥ 10%17.4%
  • Current ratio > 1.51.28
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-16
1W
+4.3%
1M
+2.5%
3M
+13.1%
6M
-7.1%
1Y

Our scores

Durability63
Valuation74
Momentum31

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Quarterly results

4Q2017
₹43 Cr7%
2Q2020
₹44 Cr8%
3Q2020
₹49 Cr9%
Revenue Net profitRevenue 3-period change +14%

Annual financials

2018
₹162 Cr6%
2020
₹0 Cr
Revenue Net profit

Shareholding

Promoter74.5%
Institutions0.0%
Public & other25.5%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹772 Cr
P/E ratio
13.2
P/B ratio
2.57
EPS (TTM)
₹10.35
ROE
21.8%
Debt / Equity
7.35x
Profit margin
17.4%
Free cash flow
₹-325 Cr
52-week high
₹197.86
-30.98% from high
52-week low
₹96.73
Dividend yield
Beta
0.27

SWOT snapshot

Strengths

  • Strong return on equity (21.8%).
  • Healthy profit margin (17.4%).

Weaknesses

  • High debt relative to equity.
  • Price below its 200-day moving average (downtrend).

Opportunities

  • Earnings growing (101% YoY).
  • Revenue growing (43% YoY).
  • Trading in our value buy zone versus sector peers.
  • Trades ~53% below our estimated fair value.

About Aditya Birla Money Limited

Aditya Birla Money Limited provides financial services in India. It operates through Broking, Whole Debt Market, and Others segment. The company offers stock and commodity broking, portfolio management, depository, and e-insurance repository solutions; distributes other financial products; and invests in stocks, mutual funds, and initial public offerings (IPOs)

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.