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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Consolidated Finvest & Holdings Limited

CONSOFINVTNSEFinancial Services
₹298.25
-0.15 (-0.05%)
Buy

Momentum (98/100) does the heavy lifting; financial trend (0/100) is the drag.

Buy zone
The bottom line

StocksWizard rates Consolidated Finvest & Holdings Limited a Buy, scoring 66/100 on our blended model. At ₹298.25 it trades below our blended DCF and relative-multiples fair value of ₹582.02, about 95% upside to that estimate — we read it as undervalued by 95%. On 11.4x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. It's trading right at its 52-week high of ₹298.4. Financial health scores 42/100. It clears 7 of 10 investability checks, with durability 62, valuation 87 and momentum 98 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹582.02up 95.15%
Undervalued by 95%
Price ₹298.25Range ₹452.53₹628.59
Relative (financials)low confidence

With a 20% margin of safety, our buy-below price is ₹465.62. Low-confidence estimate — limited data.

1-year price

EOD · 2026-07-31
1D
down 0.05%
1W
up 4.13%
1M
up 32.55%
3M
up 32.50%
6M
up 76.08%
1Y

52-week range

-0.05% from the 52-week high.

Trend check
Above 50-DMA₹247Above 200-DMA₹209

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Buy66
D
Financial health 42/100
From profitability & returns (bank/NBFC)

Our scores

Durability62
Valuation87
Momentum98

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 7 of 10 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 4.9%
  • No data: Low debt (D/E < 0.5)
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: -35%
  • Fail: Earnings growing: -40%
  • Pass: Net margin ≥ 10%: 86.8%
  • Pass: Current ratio > 1.5: 190.33
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • No data: Piotroski ≥ 7

Key fundamentals

Market cap
₹722 Cr
P/E ratio
11.4
P/B ratio
0.62
EPS (TTM)
₹19.56
ROE
4.9%
Debt / Equity
Profit margin
86.8%
Free cash flow
₹37 Cr
52-week high
₹298.4
-0.05% from high
52-week low
₹152.79
Dividend yield
0.5%
Beta
0.51
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Healthy profit margin (86.8%).
  • Trading near its 52-week high.

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~95% below our estimated fair value.

Bear case

Weaknesses

  • Low return on equity (4.9%).

Threats

  • Earnings contracting year on year.

About Consolidated Finvest & Holdings Limited

Consolidated Finvest & Holdings Limited is a non-banking financial company in India that provides lending and investment services. The company invests in shares, stocks, bonds, debentures, mutual funds, inter-corporate deposits, and loans. Incorporated in 1993, it operates from its headquarters in New Delhi.

Consolidated Finvest & Holdings Limited — frequently asked questions

Is Consolidated Finvest & Holdings Limited a buy, hold or sell?

StocksWizard currently rates Consolidated Finvest & Holdings Limited (CONSOFINVT) a Buy, based on a blended score of 66/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Consolidated Finvest & Holdings Limited's fair value?

Our blended DCF and relative-valuation model estimates Consolidated Finvest & Holdings Limited's fair value at about ₹582.02, versus a current price of ₹298.25 — roughly 95% upside. On that basis the stock looks undervalued by 95%.

Is Consolidated Finvest & Holdings Limited financially healthy?

Consolidated Finvest & Holdings Limited scores 42/100 on our financial-health model.

How has Consolidated Finvest & Holdings Limited's share price performed?

Consolidated Finvest & Holdings Limited is up 33% over three months, and last traded at ₹298.25. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.