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Intrinsic value · Buy/Sell verdict · scores — free· 1038 Indian stocks· EOD 2026-09-25

Consolidated Finvest & Holdings Limited

CONSOFINVTNSEFinancial Services
₹285.1
-4.60 (-1.59%)
Buy

Valuation (94/100) does the heavy lifting; financial trend (0/100) is the drag.

Buy zone
The bottom line

StocksWizard rates Consolidated Finvest & Holdings Limited a Buy, scoring 61/100 on our blended model. At ₹285.1 it trades below our blended DCF and relative-multiples fair value of ₹570.2, about 100% upside to that estimate — we read it as undervalued by 100%. On 11.4x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 10% below its 52-week high of ₹315.91 and 88% above the low of ₹152.05. Financial health scores 42/100. It clears 6 of 10 investability checks, with durability 62, valuation 87 and momentum 71 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹570.2up 100.00%
Undervalued by 100%
Price ₹285.1Range ₹452.53–₹615.82
Relative (financials)low confidence

With a 20% margin of safety, our buy-below price is ₹456.16. Low-confidence estimate — limited data.

1-year price

EOD · 2026-09-25
1D
down 1.59%
1W
down 5.66%
1M
up 5.38%
3M
up 27.06%
6M
up 31.42%
1Y
—

52-week range

-9.75% from the 52-week high.

Trend check
Below 50-DMA₹286Above 200-DMA₹230

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Buy61
D
Financial health 42/100
From profitability & returns (bank/NBFC)

Our scores

Durability62
Valuation87
Momentum71

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 6 of 10 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 4.9%
  • No data: Low debt (D/E < 0.5)
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: -35%
  • Fail: Earnings growing: -40%
  • Pass: Net margin ≥ 10%: 86.8%
  • Pass: Current ratio > 1.5: 190.33
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • No data: Piotroski ≥ 7

Key fundamentals

Market cap
₹722 Cr
P/E ratio
11.4
P/B ratio
0.62
EPS (TTM)
₹19.56
ROE
4.9%
Debt / Equity
—
Profit margin
86.8%
Free cash flow
₹37 Cr
52-week high
₹315.91
-9.75% from high
52-week low
₹152.05
Dividend yield
0.5%
Beta
0.51
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Healthy profit margin (86.8%).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~100% below our estimated fair value.

Bear case

Weaknesses

  • Low return on equity (4.9%).

Threats

  • Earnings contracting year on year.

About Consolidated Finvest & Holdings Limited

Consolidated Finvest & Holdings Limited is a non-banking financial company in India that provides lending and investment services. The company invests in shares, stocks, bonds, debentures, mutual funds, inter-corporate deposits, and loans. Incorporated in 1993, it operates from its headquarters in New Delhi.

Consolidated Finvest & Holdings Limited — frequently asked questions

Is Consolidated Finvest & Holdings Limited a buy, hold or sell?

StocksWizard currently rates Consolidated Finvest & Holdings Limited (CONSOFINVT) a Buy, based on a blended score of 61/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Consolidated Finvest & Holdings Limited's fair value?

Our blended DCF and relative-valuation model estimates Consolidated Finvest & Holdings Limited's fair value at about ₹570.2, versus a current price of ₹285.1 — roughly 100% upside. On that basis the stock looks undervalued by 100%.

Is Consolidated Finvest & Holdings Limited financially healthy?

Consolidated Finvest & Holdings Limited scores 42/100 on our financial-health model.

How has Consolidated Finvest & Holdings Limited's share price performed?

Consolidated Finvest & Holdings Limited is up 27% over three months, and last traded at ₹285.1. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.