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Intrinsic value · Buy/Sell verdict · scores — free· 1088 Nifty 500 stocks· EOD 2026-06-16

VLS Finance Limited

VLSFINANCE · NSE · Financial Services

₹239.28
+7.50 (+3.24%)
Our verdict
Hold53/100
Quality73
Valuation40
Momentum43
Financial trend
Intrinsic value
Our fair value
₹211.75
Fairly valued
Price ₹239.28Range ₹146.12₹252.77

With a 20% margin of safety, our buy-below price is ₹169.4.

D
Financial health 40/100
From profitability & returns (bank/NBFC)

Investability checklist

Passed 4 of 9 checks44/100
  • ROE above 15%0.9%
  • Low debt (D/E < 0.5)0.00x
  • Positive free cash flow
  • Revenue growth > 10%
  • Earnings growing
  • Net margin ≥ 10%45.4%
  • Current ratio > 1.54.28
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 7

1-year price

EOD · 2026-06-16
1W
+4.5%
1M
+3.9%
3M
+3.4%
6M
-27.9%
1Y

Our scores

Durability73
Valuation50
Momentum43

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Shareholding

Promoter66.6%
Institutions0.2%
Public & other33.2%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹751 Cr
P/E ratio
36.9
P/B ratio
0.38
EPS (TTM)
₹6.49
ROE
0.9%
Debt / Equity
0.00x
Profit margin
45.4%
Free cash flow
₹-18 Cr
52-week high
₹333.45
-28.24% from high
52-week low
₹201.47
Dividend yield
0.6%
Beta
0.20

SWOT snapshot

Strengths

  • Lightly leveraged balance sheet.
  • Healthy profit margin (45.4%).

Weaknesses

  • Low return on equity (0.9%).
  • Price below its 200-day moving average (downtrend).

About VLS Finance Limited

VLS Finance Limited, together with its subsidiaries, provides stock broking services in India. The company is involved in the investment and sale/purchase of shares/securities and derivatives. It also provides proprietary investments and equity research; and corporate consulting and advisory services

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.