VLS Finance Limited
Quality (73/100) does the heavy lifting; valuation (36/100) is the drag.
Fair valueStocksWizard rates VLS Finance Limited a Hold, scoring 58/100 on our blended model. At ₹254.6 it trades above our blended DCF and relative-multiples fair value of ₹213.3, about 16% downside to that estimate — we read it as overvalued by 16%. On 38.0x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 24% below its 52-week high of ₹333.45 and 26% above the low of ₹201.47. Financial health scores 40/100. It clears 5 of 9 investability checks, with durability 73, valuation 49 and momentum 67 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹170.64.
1-year price
EOD · 2026-07-3152-week range
-23.65% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold58Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 0.9%
- Pass: Low debt (D/E < 0.5): 0.00x
- Fail: Positive free cash flow
- No data: Revenue growth > 10%
- No data: Earnings growing
- Pass: Net margin ≥ 10%: 45.4%
- Pass: Current ratio > 1.5: 4.28
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- No data: Piotroski ≥ 7
Shareholding
- Promoter66.6%
- Institutions0.2%
- Public & other33.2%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Lightly leveraged balance sheet.
- Healthy profit margin (45.4%).
Bear case
Weaknesses
- Low return on equity (0.9%).
About VLS Finance Limited
VLS Finance Limited operates as a stock broker in India, offering investment and trading services in shares, securities, and derivatives. The company also provides proprietary investments, equity research, and corporate consulting and advisory services through its subsidiaries.
VLS Finance Limited — frequently asked questions
Is VLS Finance Limited a buy, hold or sell?
StocksWizard currently rates VLS Finance Limited (VLSFINANCE) a Hold, based on a blended score of 58/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is VLS Finance Limited's fair value?
Our blended DCF and relative-valuation model estimates VLS Finance Limited's fair value at about ₹213.3, versus a current price of ₹254.6 — roughly 16% downside. On that basis the stock looks overvalued by 16%.
Is VLS Finance Limited financially healthy?
VLS Finance Limited scores 40/100 on our financial-health model.
How has VLS Finance Limited's share price performed?
VLS Finance Limited is up 8% over three months, and last traded at ₹254.6. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.