Goldiam International Limited
Financial trend (88/100) does the heavy lifting; valuation (39/100) is the drag.
ExpensiveGoldiam International Limited earns a Buy from StocksWizard, with a blended score of 63/100. At ₹325.05 it trades above our blended DCF and relative-multiples fair value of ₹318.65, about 2% downside to that estimate — we read it as fairly valued. On 30.7x trailing earnings it sits pricier than the Consumer Cyclical median of about 27.7x. The price is about 15% below its 52-week high of ₹384.05 and 61% above the low of ₹201.49. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 2/9. It clears 9 of 14 investability checks, with durability 81, valuation 31 and momentum 46 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹254.92.
1-year price
EOD · 2026-09-2552-week range
-15.36% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Buy63Piotroski F-score 2/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 18.4%
- Pass: Low debt (D/E < 0.5): 0.07x
- Fail: Positive free cash flow
- Pass: Revenue growth > 10%: 18%
- Pass: Earnings growing: 53%
- Pass: Net margin ≥ 10%: 17.5%
- Pass: Current ratio > 1.5: 5.94
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Fail: Above 50-day average
- Pass: Positive 1-year return
- Pass: Altman Z in safe zone: Z 14.4
- Fail: Piotroski ≥ 7: 2/9
Quarterly results
Shareholding
- Promoter61.2%
- Institutions0.4%
- Public & other38.4%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Strong return on equity (18.4%).
- Lightly leveraged balance sheet.
- Healthy profit margin (17.5%).
- Financially solid — Altman Z 14.4.
Opportunities
- Earnings growing (53% YoY).
- Revenue growing (18% YoY).
Bear case
Weaknesses
- Weak Piotroski score (2/9).
About Goldiam International Limited
Goldiam International Limited manufactures and sells gold, silver, platinum, and diamond jewelry in India through two operating segments: jewellery manufacturing and investment activities. Its product range includes engagement rings, anniversary rings, wedding bands, bridal sets, earrings, pendants, and necklaces.
Goldiam International Limited — frequently asked questions
Is Goldiam International Limited a buy, hold or sell?
StocksWizard currently rates Goldiam International Limited (GOLDIAM) a Buy, based on a blended score of 63/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Goldiam International Limited's fair value?
Our blended DCF and relative-valuation model estimates Goldiam International Limited's fair value at about ₹318.65, versus a current price of ₹325.05 — roughly 2% downside. On that basis the stock looks fairly valued.
Is Goldiam International Limited financially healthy?
Goldiam International Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 2/9.
How has Goldiam International Limited's share price performed?
Goldiam International Limited is up 18% over the past year and down 2% over three months, and last traded at ₹325.05. Past performance doesn't predict future returns.
More in Consumer Cyclical
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.