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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Goldiam International Limited

GOLDIAMNSEConsumer Cyclical
₹375.7
+14.20 (+3.93%)
Buy

Momentum (92/100) does the heavy lifting; valuation (26/100) is the drag.

Expensive
The bottom line

Goldiam International Limited earns a Buy from StocksWizard, with a blended score of 68/100. At ₹375.7 it trades above our blended DCF and relative-multiples fair value of ₹314.29, about 16% downside to that estimate — we read it as overvalued by 16%. On 30.7x trailing earnings it sits pricier than the Consumer Cyclical median of about 27.7x. It's trading right at its 52-week high of ₹378. Financial health scores 100/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 2/9. It clears 9 of 13 investability checks, with durability 81, valuation 30 and momentum 92 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹314.29down 16.35%
Overvalued by 16%
Price ₹375.7Range ₹187.85₹391.65
DCF + relative blendhigh confidence

With a 20% margin of safety, our buy-below price is ₹251.43.

1-year price

EOD · 2026-07-31
1D
up 3.93%
1W
up 7.50%
1M
up 11.33%
3M
up 23.60%
6M
up 60.15%
1Y

52-week range

-0.61% from the 52-week high.

Trend check
Above 50-DMA₹341Above 200-DMA₹286

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Buy68
A
Financial health 100/100
Altman Z 14.4 · Safe zone

Piotroski F-score 2/9 — quality of earnings & balance sheet.

Our scores

Durability81
Valuation30
Momentum92

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 9 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 18.4%
  • Pass: Low debt (D/E < 0.5): 0.07x
  • Fail: Positive free cash flow
  • Pass: Revenue growth > 10%: 18%
  • Pass: Earnings growing: 53%
  • Pass: Net margin ≥ 10%: 17.5%
  • Pass: Current ratio > 1.5: 5.94
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Pass: Altman Z in safe zone: Z 14.4
  • Fail: Piotroski ≥ 7: 2/9

Quarterly results

Revenue · 1Q2020
₹80 Cr
Net profit
₹3 Cr
Margin
4%
3Q2019
1Q2020
Revenue Net profitLatest revenue QoQ -33%

Shareholding

  • Promoter61.2%
  • Institutions0.4%
  • Public & other38.4%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹5,243 Cr
P/E ratio
30.7
P/B ratio
4.74
EPS (TTM)
₹15.12
ROE
18.4%
Debt / Equity
0.07x
Profit margin
17.5%
Free cash flow
₹-59 Cr
52-week high
₹378
-0.61% from high
52-week low
₹201.49
Dividend yield
0.8%
Beta
0.94
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Strong return on equity (18.4%).
  • Lightly leveraged balance sheet.
  • Healthy profit margin (17.5%).
  • Trading near its 52-week high.
  • Financially solid — Altman Z 14.4.

Opportunities

  • Earnings growing (53% YoY).
  • Revenue growing (18% YoY).

Bear case

Weaknesses

  • Weak Piotroski score (2/9).

Threats

  • Rich valuation versus sector peers.

About Goldiam International Limited

Goldiam International Limited manufactures and sells gold, silver, platinum, and diamond jewelry in India through two operating segments: jewellery manufacturing and investment activities. Its product range includes engagement rings, anniversary rings, wedding bands, bridal sets, earrings, pendants, and necklaces.

Goldiam International Limited — frequently asked questions

Is Goldiam International Limited a buy, hold or sell?

StocksWizard currently rates Goldiam International Limited (GOLDIAM) a Buy, based on a blended score of 68/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Goldiam International Limited's fair value?

Our blended DCF and relative-valuation model estimates Goldiam International Limited's fair value at about ₹314.29, versus a current price of ₹375.7 — roughly 16% downside. On that basis the stock looks overvalued by 16%.

Is Goldiam International Limited financially healthy?

Goldiam International Limited scores 100/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 2/9.

How has Goldiam International Limited's share price performed?

Goldiam International Limited is up 24% over three months, and last traded at ₹375.7. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.