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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

V-Mart Retail Limited

VMARTNSEConsumer Cyclical
₹779.1
+14.90 (+1.95%)
Sell

Momentum (86/100) does the heavy lifting; valuation (4/100) is the drag.

ExpensiveOvervalued
The bottom line

StocksWizard rates V-Mart Retail Limited a Sell, scoring 34/100 on our blended model. At ₹779.1 it trades above our blended DCF and relative-multiples fair value of ₹421.72, about 46% downside to that estimate — we read it as overvalued by 46%. On 46.5x trailing earnings it sits pricier than the Consumer Cyclical median of about 27.7x. The price is about 11% below its 52-week high of ₹880.17 and 63% above the low of ₹476.56. Financial health scores 62/100, in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9. The average analyst target of ₹872.4 implies about 12% upside across 15 analysts. It clears 5 of 13 investability checks, with durability 27, valuation 7 and momentum 86 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹421.72down 45.87%
Overvalued by 46%
Price ₹779.1Range ₹387.98₹480.52
DCF + relative blendmedium confidence

With a 20% margin of safety, our buy-below price is ₹337.37.

Analyst views

15 analysts15 buy · 0 hold · 0 sell
12-month consensus target₹872.4up 11.98%

1-year price

EOD · 2026-07-31
1D
up 1.95%
1W
up 7.51%
1M
down 1.25%
3M
up 25.07%
6M
up 28.42%
1Y

52-week range

-11.48% from the 52-week high.

Trend check
Above 50-DMA₹738Above 200-DMA₹689

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell34
C
Financial health 62/100
Altman Z 3.47 · Safe zone

Piotroski F-score 5/9 — quality of earnings & balance sheet.

Our scores

Durability27
Valuation7
Momentum86

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 5 of 13 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 14.1%
  • Fail: Low debt (D/E < 0.5): 1.01x
  • Pass: Positive free cash flow
  • Pass: Revenue growth > 10%: 25%
  • Fail: Earnings growing: -36%
  • Fail: Net margin ≥ 10%: 3.3%
  • Fail: Current ratio > 1.5: 1.04
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • Pass: Altman Z in safe zone: Z 3.47
  • Fail: Piotroski ≥ 7: 5/9

Quarterly results

Revenue · 2Q2026
₹1,089 Cr
Net profit
₹47 Cr
Margin
4%
3Q2025
4Q2025
1Q2026
2Q2026
Revenue Net profitLatest revenue QoQ +12%

Annual financials

Revenue · 2026
₹3,784 Cr
Net profit
₹124 Cr
Margin
3%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +17%

Shareholding

  • Promoter51.9%
  • Institutions36.0%
  • Public & other12.0%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹5,764 Cr
P/E ratio
46.5
P/B ratio
5.77
EPS (TTM)
₹15.57
ROE
14.1%
Debt / Equity
1.01x
Profit margin
3.3%
Free cash flow
₹239 Cr
52-week high
₹880.17
-11.48% from high
52-week low
₹476.56
Dividend yield
0.1%
Beta
0.49
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Financially solid — Altman Z 3.47.

Opportunities

  • Revenue growing (25% YoY).

Bear case

Threats

  • Earnings contracting year on year.
  • Rich valuation versus sector peers.
  • Trades ~46% above our estimated fair value.

About V-Mart Retail Limited

V-Mart Retail Limited operates a chain of departmental stores across India selling apparel including casual, formal, ethnic, sports, and intimate wear for men, women, and children. The company also retails accessories, footwear, beauty items, bags, toys, tech wearables, audio equipment, and general merchandise encompassing personal care, home essentials, packaged food, and staples.

V-Mart Retail Limited — frequently asked questions

Is V-Mart Retail Limited a buy, hold or sell?

StocksWizard currently rates V-Mart Retail Limited (VMART) a Sell, based on a blended score of 34/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is V-Mart Retail Limited's fair value?

Our blended DCF and relative-valuation model estimates V-Mart Retail Limited's fair value at about ₹421.72, versus a current price of ₹779.1 — roughly 46% downside. On that basis the stock looks overvalued by 46%.

Is V-Mart Retail Limited financially healthy?

V-Mart Retail Limited scores 62/100 on our financial-health model, placing it in the safe band on the Altman Z-score, with a Piotroski F-score of 5/9.

How has V-Mart Retail Limited's share price performed?

V-Mart Retail Limited is up 25% over three months, and last traded at ₹779.1. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.