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Intrinsic value · Buy/Sell verdict · scores — free· 1088 Nifty 500 stocks· EOD 2026-06-16

PTC India Financial Services Limited

PFS · NSE · Financial Services

₹31.3
+0.52 (+1.69%)
Our verdict
Buy64/100
Quality78
Valuation100
Momentum51
Financial trend0
Intrinsic value
Our fair value
₹62.6
Undervalued by 100%
Price ₹31.3Range ₹39.76₹67.61

With a 20% margin of safety, our buy-below price is ₹50.08. Low-confidence estimate — limited data.

C
Financial health 60/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 5 of 9 checks56/100
  • ROE above 15%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%-56%
  • Earnings growing-62%
  • Net margin ≥ 10%54.6%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-16
1W
-0.4%
1M
+3.5%
3M
+13.7%
6M
-6.7%
1Y

Our scores

Durability78
Valuation100
Momentum51

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Quarterly results

2Q2018
₹99 Cr57%
3Q2018
₹101 Cr49%
4Q2018
₹0 Cr
1Q2019
₹331 Cr11%
Revenue Net profitRevenue 4-period change +236%

Annual financials

2016
₹921 Cr42%
2017
₹1,114 Cr31%
2018
₹0 Cr
2019
₹392 Cr47%
Revenue Net profitRevenue 4-period change -57%

Shareholding

Promoter0.0%
Institutions70.7%
Public & other29.3%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹2,010 Cr
P/E ratio
6.3
P/B ratio
0.65
EPS (TTM)
₹4.97
ROE
Debt / Equity
Profit margin
54.6%
Free cash flow
₹1,780 Cr
52-week high
₹42.91
-27.06% from high
52-week low
₹24.01
Dividend yield
Beta

SWOT snapshot

Strengths

  • Healthy profit margin (54.6%).

Weaknesses

  • Price below its 200-day moving average (downtrend).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~100% below our estimated fair value.

Threats

  • Earnings contracting year on year.

About PTC India Financial Services Limited

PTC India Financial Services Limited, a non-banking finance company, provides project financing services for entire energy value chain through investment and lending into such projects. The company was incorporated in 2006 and is based in New Delhi, India. PTC India Financial Services Limited is a subsidiary of PTC India Limited.

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.