PTC India Financial Services Limited
Valuation (100/100) does the heavy lifting; financial trend (0/100) is the drag.
Buy zoneStocksWizard rates PTC India Financial Services Limited a Hold, scoring 56/100 on our blended model. On 5.9x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 33% below its 52-week high of ₹41.61 and 15% above the low of ₹24.01. Financial health scores 60/100, with a Piotroski F-score of 4/9. It clears 4 of 9 investability checks, with durability 78, valuation 100 and momentum 13 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹44.37. Low-confidence estimate — limited data.
1-year price
EOD · 2026-07-3152-week range
-33.36% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold56Piotroski F-score 4/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- No data: ROE above 15%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- Fail: Revenue growth > 10%: -56%
- Fail: Earnings growing: -62%
- Pass: Net margin ≥ 10%: 54.6%
- No data: Current ratio > 1.5
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 4/9
Quarterly results
Shareholding
- Promoter0.0%
- Institutions70.6%
- Public & other29.4%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (54.6%).
Opportunities
- Trading in our value buy zone versus sector peers.
- Trades ~100% below our estimated fair value.
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
Threats
- Earnings contracting year on year.
About PTC India Financial Services Limited
PTC India Financial Services is a non-banking finance company that provides project financing and lending services across the energy sector. Incorporated in 2006 and headquartered in New Delhi, it operates as a subsidiary of PTC India Limited.
PTC India Financial Services Limited — frequently asked questions
Is PTC India Financial Services Limited a buy, hold or sell?
StocksWizard currently rates PTC India Financial Services Limited (PFS) a Hold, based on a blended score of 56/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is PTC India Financial Services Limited's fair value?
Our blended DCF and relative-valuation model estimates PTC India Financial Services Limited's fair value at about ₹55.46, versus a current price of ₹27.73 — roughly 100% upside. On that basis the stock looks undervalued by 100%.
Is PTC India Financial Services Limited financially healthy?
PTC India Financial Services Limited scores 60/100 on our financial-health model, with a Piotroski F-score of 4/9.
How has PTC India Financial Services Limited's share price performed?
PTC India Financial Services Limited is down 11% over three months, and last traded at ₹27.73. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.