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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

BF Investment Limited

BFINVESTNSEFinancial Services
₹454.85
+9.20 (+2.06%)
Strong Buy

Valuation (100/100) does the heavy lifting; momentum (72/100) is the drag.

Buy zone
The bottom line

Our blended model reads BF Investment Limited as a Strong Buy at 87/100. On 6.2x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 15% below its 52-week high of ₹535.25 and 46% above the low of ₹310.8. Financial health scores 49/100. It clears 9 of 10 investability checks, with durability 76, valuation 100 and momentum 72 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹909.7up 100.00%
Undervalued by 100%
Price ₹454.85Range ₹836.92₹982.48
Relative (financials)low confidence

With a 20% margin of safety, our buy-below price is ₹727.76. Low-confidence estimate — limited data.

1-year price

EOD · 2026-07-31
1D
up 2.06%
1W
down 1.13%
1M
up 0.91%
3M
up 7.22%
6M
up 24.73%
1Y

52-week range

-15.02% from the 52-week high.

Trend check
Above 50-DMA₹443Above 200-DMA₹415

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Strong Buy87
D
Financial health 49/100
From profitability & returns (bank/NBFC)

Our scores

Durability76
Valuation100
Momentum72

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 9 of 10 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 3.7%
  • Pass: Low debt (D/E < 0.5): 0.00x
  • Pass: Positive free cash flow
  • Pass: Revenue growth > 10%: 42%
  • No data: Earnings growing
  • Pass: Net margin ≥ 10%: 369.5%
  • Pass: Current ratio > 1.5: 41.51
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • No data: Piotroski ≥ 7

Shareholding

  • Promoter82.6%
  • Institutions0.0%
  • Public & other17.4%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹1,739 Cr
P/E ratio
6.2
P/B ratio
0.20
EPS (TTM)
₹74.85
ROE
3.7%
Debt / Equity
0.00x
Profit margin
369.5%
Free cash flow
₹88 Cr
52-week high
₹535.25
-15.02% from high
52-week low
₹310.8
Dividend yield
Beta
0.28
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.
  • Healthy profit margin (369.5%).

Opportunities

  • Revenue growing (42% YoY).
  • Trading in our value buy zone versus sector peers.
  • Trades ~100% below our estimated fair value.

Bear case

Weaknesses

  • Low return on equity (3.7%).

About BF Investment Limited

BF Investment Limited is a non-deposit taking investment company based in Pune, India, incorporated in 2009. The company operates in the investment and financing sectors.

BF Investment Limited — frequently asked questions

Is BF Investment Limited a buy, hold or sell?

StocksWizard currently rates BF Investment Limited (BFINVEST) a Strong Buy, based on a blended score of 87/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is BF Investment Limited's fair value?

Our blended DCF and relative-valuation model estimates BF Investment Limited's fair value at about ₹909.7, versus a current price of ₹454.85 — roughly 100% upside. On that basis the stock looks undervalued by 100%.

Is BF Investment Limited financially healthy?

BF Investment Limited scores 49/100 on our financial-health model.

How has BF Investment Limited's share price performed?

BF Investment Limited is up 7% over three months, and last traded at ₹454.85. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.