Dhanlaxmi Bank Limited
DHANBANK · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹51.87. Low-confidence estimate — limited data.
Piotroski F-score 3/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%7.2%
- –Low debt (D/E < 0.5)
- ✓Positive free cash flow
- ✓Revenue growth > 10%34%
- ✓Earnings growing30%
- ✓Net margin ≥ 10%13.9%
- –Current ratio > 1.5
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 73/9
1-year price
EOD · 2026-06-16Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Annual financials
Shareholding
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
SWOT snapshot
Weaknesses
- •Low return on equity (7.2%).
- •Weak Piotroski score (3/9).
Opportunities
- •Earnings growing (30% YoY).
- •Revenue growing (34% YoY).
- •Trading in our value buy zone versus sector peers.
- •Trades ~100% below our estimated fair value.
About Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments. It offers deposit products, such as savings and current accounts, and term deposits; loans, including personal, home, new and used car, two wheeler, commercial, gold, education, business, and green loans, as well as loans against securities and properties,
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.