Vardhman Holdings Limited
Valuation (93/100) does the heavy lifting; financial trend (6/100) is the drag.
Buy zoneOur blended model reads Vardhman Holdings Limited as a Hold at 57/100. We put fair value near ₹6,796; at ₹3,398 that leaves roughly 100% upside, so the stock screens undervalued by 100%. On 5.3x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 20% below its 52-week high of ₹4,234.1 and 14% above the low of ₹2,976.9. Financial health scores 60/100, with a Piotroski F-score of 2/9. It clears 3 of 9 investability checks, with durability 78, valuation 86 and momentum 22 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹5,436.8. Low-confidence estimate — limited data.
1-year price
EOD · 2026-07-3152-week range
-19.75% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold57Piotroski F-score 2/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- No data: ROE above 15%
- No data: Low debt (D/E < 0.5)
- Fail: Positive free cash flow
- Fail: Revenue growth > 10%: -11%
- Fail: Earnings growing: -18%
- Pass: Net margin ≥ 10%: 1454.9%
- No data: Current ratio > 1.5
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 2/9
Annual financials
Shareholding
- Promoter85.5%
- Institutions0.0%
- Public & other14.5%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (1454.9%).
Opportunities
- Trading in our value buy zone versus sector peers.
- Trades ~100% below our estimated fair value.
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
- Weak Piotroski score (2/9).
Threats
- Earnings contracting year on year.
About Vardhman Holdings Limited
Vardhman Holdings Limited is a non-banking financial company in India focused on investing activities. The company changed its name from Vardhman Spinning and General Mills Limited in March 2006.
Vardhman Holdings Limited — frequently asked questions
Is Vardhman Holdings Limited a buy, hold or sell?
StocksWizard currently rates Vardhman Holdings Limited (VHL) a Hold, based on a blended score of 57/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Vardhman Holdings Limited's fair value?
Our blended DCF and relative-valuation model estimates Vardhman Holdings Limited's fair value at about ₹6,796, versus a current price of ₹3,398 — roughly 100% upside. On that basis the stock looks undervalued by 100%.
Is Vardhman Holdings Limited financially healthy?
Vardhman Holdings Limited scores 60/100 on our financial-health model, with a Piotroski F-score of 2/9.
How has Vardhman Holdings Limited's share price performed?
Vardhman Holdings Limited is down 8% over three months, and last traded at ₹3,398. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.