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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Summit Securities Limited

SUMMITSECNSEFinancial Services
₹1,504.3
-5.60 (-0.37%)
Hold

Valuation (96/100) does the heavy lifting; momentum (14/100) is the drag.

Buy zone
The bottom line

Summit Securities Limited earns a Hold from StocksWizard, with a blended score of 53/100. At ₹1,504.3 it trades below our blended DCF and relative-multiples fair value of ₹2,785.78, about 85% upside to that estimate — we read it as undervalued by 85%. On 16.1x trailing earnings it sits cheaper than the Financial Services median of about 24.3x. The price is about 38% below its 52-week high of ₹2,426.5 and 14% above the low of ₹1,318.8. Financial health scores 41/100. It clears 4 of 8 investability checks, with durability 36, valuation 92 and momentum 14 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹2,785.78up 85.19%
Undervalued by 85%
Price ₹1,504.3Range ₹2,220.1₹3,008.64
Relative (financials)medium confidence

With a 20% margin of safety, our buy-below price is ₹2,228.62.

1-year price

EOD · 2026-07-31
1D
down 0.37%
1W
up 1.45%
1M
down 2.31%
3M
down 4.80%
6M
down 13.89%
1Y

52-week range

-38.01% from the 52-week high.

Trend check
Below 50-DMA₹1,524Below 200-DMA₹1,750

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Hold53
D
Financial health 41/100
From profitability & returns (bank/NBFC)

Our scores

Durability36
Valuation92
Momentum14

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 4 of 8 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 1.1%
  • No data: Low debt (D/E < 0.5)
  • Pass: Positive free cash flow
  • No data: Revenue growth > 10%
  • No data: Earnings growing
  • Pass: Net margin ≥ 10%: 72.6%
  • Fail: Current ratio > 1.5: 1.25
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • No data: Piotroski ≥ 7

Shareholding

  • Promoter4.4%
  • Institutions74.5%
  • Public & other21.1%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹1,695 Cr
P/E ratio
16.1
P/B ratio
0.20
EPS (TTM)
₹95.96
ROE
1.1%
Debt / Equity
Profit margin
72.6%
Free cash flow
₹98 Cr
52-week high
₹2,426.5
-38.01% from high
52-week low
₹1,318.8
Dividend yield
Beta
0.46
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Healthy profit margin (72.6%).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Well off its 52-week high — possible mean-reversion.
  • Trades ~85% below our estimated fair value.

Bear case

Weaknesses

  • Low return on equity (1.1%).
  • Price below its 200-day moving average (downtrend).

About Summit Securities Limited

Summit Securities Limited is a non-banking financial company that engages in investment and financial activities. The firm primarily makes long-term equity investments, with a focus on companies operating in the real estate sector.

Summit Securities Limited — frequently asked questions

Is Summit Securities Limited a buy, hold or sell?

StocksWizard currently rates Summit Securities Limited (SUMMITSEC) a Hold, based on a blended score of 53/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Summit Securities Limited's fair value?

Our blended DCF and relative-valuation model estimates Summit Securities Limited's fair value at about ₹2,785.78, versus a current price of ₹1,504.3 — roughly 85% upside. On that basis the stock looks undervalued by 85%.

Is Summit Securities Limited financially healthy?

Summit Securities Limited scores 41/100 on our financial-health model.

How has Summit Securities Limited's share price performed?

Summit Securities Limited is down 5% over three months, and last traded at ₹1,504.3. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.