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Intrinsic value · Buy/Sell verdict · scores — free· 1088 Nifty 500 stocks· EOD 2026-06-16

STEL Holdings Limited

STEL · NSE · Financial Services

₹621.4
+4.80 (+0.78%)
Our verdictSolvency risk
Sell40/100
Quality49
Valuation21
Momentum98
Financial trend0
Intrinsic value
Our fair value
₹340.88
Overvalued by 45%
Price ₹621.4Range ₹310.7₹402.09

With a 20% margin of safety, our buy-below price is ₹272.71.

F
Financial health 33/100
From profitability & returns (bank/NBFC)

Investability checklist

Passed 5 of 10 checks50/100
  • ROE above 15%1.2%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%-99%
  • Earnings growing-95%
  • Net margin ≥ 10%72.4%
  • Current ratio > 1.529.37
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 7

1-year price

EOD · 2026-06-16
1W
+18.4%
1M
+39.9%
3M
+32.7%
6M
+19.0%
1Y

Our scores

Durability49
Valuation41
Momentum98

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Shareholding

Promoter33.2%
Institutions42.9%
Public & other23.9%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹1,147 Cr
P/E ratio
57.6
P/B ratio
0.62
EPS (TTM)
₹10.79
ROE
1.2%
Debt / Equity
Profit margin
72.4%
Free cash flow
₹17 Cr
52-week high
₹621.4
+0.00% from high
52-week low
₹389.3
Dividend yield
Beta
0.39

SWOT snapshot

Strengths

  • Healthy profit margin (72.4%).
  • Trading near its 52-week high.

Weaknesses

  • Low return on equity (1.2%).

Threats

  • Earnings contracting year on year.
  • Trades ~45% above our estimated fair value.

About STEL Holdings Limited

STEL Holdings Limited, a core investment company, engages in the investment in securities of group companies in India. The company was formerly known as Sentinel Tea and Exports Limited and changed its name to STEL Holdings Limited in July 2011. STEL Holdings Limited was incorporated in 1990 and is based in Cochin, India.

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.