STEL Holdings Limited
Momentum (88/100) does the heavy lifting; financial trend (0/100) is the drag.
Fair valueSolvency riskOur blended model reads STEL Holdings Limited as a Sell at 39/100. On 56.9x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 7% below its 52-week high of ₹621.4 and 48% above the low of ₹389.3. Financial health scores 33/100. It clears 5 of 10 investability checks, with durability 49, valuation 41 and momentum 88 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹274.41.
1-year price
EOD · 2026-07-3152-week range
-7.49% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Sell39Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 1.2%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- Fail: Revenue growth > 10%: -99%
- Fail: Earnings growing: -95%
- Pass: Net margin ≥ 10%: 72.4%
- Pass: Current ratio > 1.5: 29.37
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- No data: Piotroski ≥ 7
Shareholding
- Promoter33.5%
- Institutions42.9%
- Public & other23.6%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (72.4%).
Bear case
Weaknesses
- Low return on equity (1.2%).
Threats
- Earnings contracting year on year.
- Trades ~40% above our estimated fair value.
About STEL Holdings Limited
STEL Holdings Limited is an investment company that holds securities in group companies operating in India. Incorporated in 1990 and based in Cochin, the company changed its name from Sentinel Tea and Exports Limited to STEL Holdings Limited in July 2011.
STEL Holdings Limited — frequently asked questions
Is STEL Holdings Limited a buy, hold or sell?
StocksWizard currently rates STEL Holdings Limited (STEL) a Sell, based on a blended score of 39/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is STEL Holdings Limited's fair value?
Our blended DCF and relative-valuation model estimates STEL Holdings Limited's fair value at about ₹343.01, versus a current price of ₹574.85 — roughly 40% downside. On that basis the stock looks overvalued by 40%.
Is STEL Holdings Limited financially healthy?
STEL Holdings Limited scores 33/100 on our financial-health model.
How has STEL Holdings Limited's share price performed?
STEL Holdings Limited is up 25% over three months, and last traded at ₹574.85. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.