Poonawalla Fincorp Ltd.
POONAWALLA · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹232.79.
Piotroski F-score 3/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%5.9%
- ✕Low debt (D/E < 0.5)4.70x
- ✕Positive free cash flow
- ✓Revenue growth > 10%67%
- ✓Earnings growing288%
- ✓Net margin ≥ 10%18.6%
- ✓Current ratio > 1.511271.43
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✕Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 73/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (18.6%).
Weaknesses
- •Low return on equity (5.9%).
- •High debt relative to equity.
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (3/9).
Opportunities
- •Earnings growing (288% YoY).
- •Revenue growing (67% YoY).
Threats
- •Rich valuation versus sector peers.
- •Trades ~27% above our estimated fair value.
About Poonawalla Fincorp Ltd.
Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India. The company offers instant, personal, business, commercial vehicle, consumer durable, gold, education, professional, pre-owned car, medical equipment, and machinery loans; digital personal, and shopkeeper loans; loans against property; and mid-market and NBFC lending. It also provides supply chain financing and credit leasing services
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.