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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-29

ADIT BIRL SUN LIF AMC LTD

ABSLAMCNSEFinancial Services
₹1,017.5
+18.30 (+1.83%)
Sell

Quality (84/100) does the heavy lifting; financial trend (6/100) is the drag.

ExpensiveOvervalued
The bottom line

Our blended model reads ADIT BIRL SUN LIF AMC LTD as a Sell at 40/100. At ₹1,017.5 it trades above our blended DCF and relative-multiples fair value of ₹508.75, about 50% downside to that estimate — we read it as overvalued by 50%. On 35.5x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 13% below its 52-week high of ₹1,169.69 and 45% above the low of ₹699.42. Financial health scores 80/100, with a Piotroski F-score of 2/9. The average analyst target of ₹1,125.36 implies about 11% upside across 14 analysts. It clears 5 of 12 investability checks, with durability 84, valuation 23 and momentum 52 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹508.75down 50.00%
Overvalued by 50%
Price ₹1,017.5Range ₹468.05₹779.44
Relative (financials)medium confidence

With a 20% margin of safety, our buy-below price is ₹407.

Analyst views

14 analysts12 buy · 2 hold · 0 sell
12-month consensus target₹1,125.36up 10.60%

1-year price

EOD · 2026-07-29
1D
up 1.83%
1W
up 1.46%
1M
down 9.67%
3M
up 2.74%
6M
up 33.86%
1Y

52-week range

-13.01% from the 52-week high.

Trend check
Below 50-DMA₹1,072Above 200-DMA₹902

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell40
A
Financial health 80/100
From profitability & returns (bank/NBFC)

Piotroski F-score 2/9 — quality of earnings & balance sheet.

Our scores

Durability84
Valuation23
Momentum52

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 5 of 12 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 25.1%
  • Pass: Low debt (D/E < 0.5): 0.02x
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: -14%
  • Fail: Earnings growing: -18%
  • Pass: Net margin ≥ 10%: 47.3%
  • Fail: Current ratio > 1.5: 1.20
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 2/9

Quarterly results

Revenue · 1Q2026
₹425 Cr
Net profit
₹192 Cr
Margin
45%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ -11%

Annual financials

Revenue · 2026
₹1,831 Cr
Net profit
₹988 Cr
Margin
54%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY -8%

Shareholding

  • Promoter44.8%
  • Institutions44.2%
  • Public & other11.0%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹34,566 Cr
P/E ratio
35.5
P/B ratio
8.54
EPS (TTM)
₹33.69
ROE
25.1%
Debt / Equity
0.02x
Profit margin
47.3%
Free cash flow
₹882 Cr
52-week high
₹1,169.69
-13.01% from high
52-week low
₹699.42
Dividend yield
2.0%
Beta
0.34
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Strong return on equity (25.1%).
  • Lightly leveraged balance sheet.
  • Healthy profit margin (47.3%).

Bear case

Weaknesses

  • Weak Piotroski score (2/9).

Threats

  • Earnings contracting year on year.
  • Rich valuation versus sector peers.
  • Trades ~50% above our estimated fair value.

About ADIT BIRL SUN LIF AMC LTD

Aditya Birla Sun Life AMC Limited is a privately owned investment manager serving individual clients, including high net worth investors, and institutional clients. The firm manages separate portfolios focused on equity and fixed income assets.

ADIT BIRL SUN LIF AMC LTD — frequently asked questions

Is ADIT BIRL SUN LIF AMC LTD a buy, hold or sell?

StocksWizard currently rates ADIT BIRL SUN LIF AMC LTD (ABSLAMC) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is ADIT BIRL SUN LIF AMC LTD's fair value?

Our blended DCF and relative-valuation model estimates ADIT BIRL SUN LIF AMC LTD's fair value at about ₹508.75, versus a current price of ₹1,017.5 — roughly 50% downside. On that basis the stock looks overvalued by 50%.

Is ADIT BIRL SUN LIF AMC LTD financially healthy?

ADIT BIRL SUN LIF AMC LTD scores 80/100 on our financial-health model, with a Piotroski F-score of 2/9.

How has ADIT BIRL SUN LIF AMC LTD's share price performed?

ADIT BIRL SUN LIF AMC LTD is up 3% over three months, and last traded at ₹1,017.5. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.