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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Tata Investment Corporation Limited

TATAINVESTNSEFinancial Services
₹679.45
+0.80 (+0.12%)
Hold

Financial trend (100/100) does the heavy lifting; valuation (17/100) is the drag.

ExpensiveOvervalued
The bottom line

StocksWizard rates Tata Investment Corporation Limited a Hold, scoring 45/100 on our blended model. On 78.3x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 35% below its 52-week high of ₹1,052.57 and 26% above the low of ₹538.37. Financial health scores 54/100. It clears 7 of 11 investability checks, with durability 76, valuation 34 and momentum 32 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹339.73down 50.00%
Overvalued by 50%
Price ₹679.45Range ₹312.55₹366.9
Relative (financials)medium confidence

With a 20% margin of safety, our buy-below price is ₹271.78.

1-year price

EOD · 2026-07-31
1D
up 0.12%
1W
up 7.72%
1M
up 1.78%
3M
down 6.35%
6M
up 11.01%
1Y

52-week range

-35.45% from the 52-week high.

Trend check
Above 50-DMA₹668Below 200-DMA₹687

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Hold45
C
Financial health 54/100
From profitability & returns (bank/NBFC)

Our scores

Durability76
Valuation34
Momentum32

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 7 of 11 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 1.4%
  • Pass: Low debt (D/E < 0.5): 0.00x
  • Pass: Positive free cash flow
  • Pass: Revenue growth > 10%: 154%
  • Pass: Earnings growing: 69%
  • Pass: Net margin ≥ 10%: 107.5%
  • Pass: Current ratio > 1.5: 595.05
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • No data: Piotroski ≥ 7

Shareholding

  • Promoter73.8%
  • Institutions1.9%
  • Public & other24.3%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹33,909 Cr
P/E ratio
78.3
P/B ratio
1.16
EPS (TTM)
₹8.56
ROE
1.4%
Debt / Equity
0.00x
Profit margin
107.5%
Free cash flow
₹259 Cr
52-week high
₹1,052.57
-35.45% from high
52-week low
₹538.37
Dividend yield
0.5%
Beta
0.30
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.
  • Healthy profit margin (107.5%).

Opportunities

  • Earnings growing (69% YoY).
  • Revenue growing (154% YoY).
  • Well off its 52-week high — possible mean-reversion.

Bear case

Weaknesses

  • Low return on equity (1.4%).
  • Price below its 200-day moving average (downtrend).

Threats

  • Trades ~50% above our estimated fair value.

About Tata Investment Corporation Limited

Tata Investment Corporation Limited is a publicly listed investment company operating in India. The firm manages a diversified portfolio encompassing quoted and unquoted securities, debt instruments, and long-term equity investments across multiple industries.

Tata Investment Corporation Limited — frequently asked questions

Is Tata Investment Corporation Limited a buy, hold or sell?

StocksWizard currently rates Tata Investment Corporation Limited (TATAINVEST) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Tata Investment Corporation Limited's fair value?

Our blended DCF and relative-valuation model estimates Tata Investment Corporation Limited's fair value at about ₹339.73, versus a current price of ₹679.45 — roughly 50% downside. On that basis the stock looks overvalued by 50%.

Is Tata Investment Corporation Limited financially healthy?

Tata Investment Corporation Limited scores 54/100 on our financial-health model.

How has Tata Investment Corporation Limited's share price performed?

Tata Investment Corporation Limited is down 6% over three months, and last traded at ₹679.45. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.