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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Star Health and Allied Insurance Company Ltd.

STARHEALTH · NSE · Financial Services

₹528.65
+9.05 (+1.74%)
Our verdictOvervalued
Hold45/100
Quality31
Valuation7
Momentum85
Financial trend84
Intrinsic value
Our fair value
₹312.79
Overvalued by 41%
Price ₹528.65Range ₹265.87₹359.71

With a 20% margin of safety, our buy-below price is ₹250.23.

D
Financial health 46/100
From profitability & returns (bank/NBFC)

Piotroski F-score 2/9 — quality of earnings & balance sheet.

Investability checklist

Passed 5 of 9 checks56/100
  • ROE above 15%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%14%
  • Earnings growing18800%
  • Net margin ≥ 10%3.1%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 72/9

1-year price

EOD · 2026-06-15
1W
+1.9%
1M
+5.4%
3M
+14.4%
6M
+12.8%
1Y

Our scores

Durability31
Valuation13
Momentum85
Analyst consensus target ₹580.7 (+10%) · 23 analysts

Key fundamentals

Market cap
₹31,106 Cr
P/E ratio
55.9
P/B ratio
4.09
EPS (TTM)
₹9.46
ROE
Debt / Equity
Profit margin
3.1%
Free cash flow
₹1,795 Cr
52-week high
₹533.7
-0.95% from high
52-week low
₹418.7
Dividend yield
Beta
0.22

SWOT snapshot

Strengths

  • Trading near its 52-week high.

Weaknesses

  • Weak Piotroski score (2/9).

Opportunities

  • Earnings growing (18800% YoY).
  • Revenue growing (14% YoY).

Threats

  • Rich valuation versus sector peers.
  • Trades ~41% above our estimated fair value.

About Star Health and Allied Insurance Company Ltd.

Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.