Bandhan Bank Limited
Financial trend (100/100) does the heavy lifting; quality (55/100) is the drag.
Fair valueStocksWizard rates Bandhan Bank Limited a Buy, scoring 72/100 on our blended model. At ₹187.7 it trades below our blended DCF and relative-multiples fair value of ₹247.45, about 32% upside to that estimate — we read it as undervalued by 32%. On 27.9x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 13% below its 52-week high of ₹214.88 and 40% above the low of ₹134.31. Financial health scores 45/100, with a Piotroski F-score of 2/9. The average analyst target of ₹191.71 implies about 2% upside across 24 analysts. It clears 9 of 11 investability checks, with durability 55, valuation 59 and momentum 58 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹197.96.
Analyst views
1-year price
EOD · 2026-09-2552-week range
-12.65% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Buy72Piotroski F-score 2/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Fail: ROE above 15%: 4.9%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- Pass: Revenue growth > 10%: 119%
- Pass: Earnings growing: 68%
- Pass: Net margin ≥ 10%: 13.0%
- No data: Current ratio > 1.5
- Pass: Below our fair value
- Pass: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- Pass: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 2/9
Quarterly results
Annual financials
Shareholding
- Promoter42.7%
- Institutions37.4%
- Public & other19.9%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Opportunities
- Earnings growing (68% YoY).
- Revenue growing (119% YoY).
- Trades ~32% below our estimated fair value.
Bear case
Weaknesses
- Low return on equity (4.9%).
- Weak Piotroski score (2/9).
About Bandhan Bank Limited
Bandhan Bank Limited operates banking and financial services across India through four segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. The bank accepts term, fixed, and recurring deposits while offering savings and current accounts to personal and business customers.
Bandhan Bank Limited — frequently asked questions
Is Bandhan Bank Limited a buy, hold or sell?
StocksWizard currently rates Bandhan Bank Limited (BANDHANBNK) a Buy, based on a blended score of 72/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Bandhan Bank Limited's fair value?
Our blended DCF and relative-valuation model estimates Bandhan Bank Limited's fair value at about ₹247.45, versus a current price of ₹187.7 — roughly 32% upside. On that basis the stock looks undervalued by 32%.
Is Bandhan Bank Limited financially healthy?
Bandhan Bank Limited scores 45/100 on our financial-health model, with a Piotroski F-score of 2/9.
How has Bandhan Bank Limited's share price performed?
Bandhan Bank Limited is up 20% over the past year and down 7% over three months, and last traded at ₹187.7. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.