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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Bandhan Bank Ltd.

BANDHANBNK · NSE · Financial Services

₹210.88
+6.28 (+3.07%)
Our verdict
Strong Buy79/100
Quality55
Valuation83
Momentum88
Financial trend100
Intrinsic value
Our fair value
₹355.11
Undervalued by 68%
Price ₹210.88Range ₹301.84₹408.37

With a 20% margin of safety, our buy-below price is ₹284.09.

D
Financial health 45/100
From profitability & returns (bank/NBFC)

Piotroski F-score 2/9 — quality of earnings & balance sheet.

Investability checklist

Passed 8 of 10 checks80/100
  • ROE above 15%4.9%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%119%
  • Earnings growing68%
  • Net margin ≥ 10%13.0%
  • Current ratio > 1.5
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 72/9

1-year price

EOD · 2026-06-15
1W
+3.9%
1M
+8.4%
3M
+18.5%
6M
+49.2%
1Y

Our scores

Durability55
Valuation66
Momentum88
Analyst consensus target ₹191.71 (-9%) · 24 analysts

Key fundamentals

Market cap
₹33,974 Cr
P/E ratio
27.8
P/B ratio
1.33
EPS (TTM)
₹7.59
ROE
4.9%
Debt / Equity
Profit margin
13.0%
Free cash flow
₹614 Cr
52-week high
₹210.88
+0.00% from high
52-week low
₹135.47
Dividend yield
0.7%
Beta
0.80

SWOT snapshot

Strengths

  • Trading near its 52-week high.

Weaknesses

  • Low return on equity (4.9%).
  • Weak Piotroski score (2/9).

Opportunities

  • Earnings growing (68% YoY).
  • Revenue growing (119% YoY).
  • Trading in our value buy zone versus sector peers.
  • Trades ~68% below our estimated fair value.

About Bandhan Bank Ltd.

Bandhan Bank Limited provides banking and financial services for personal and business customers in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. It accepts term, fixed, and recurring deposits; and offers savings and current accounts

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.