Tourism Finance Corporation of India Limited
Financial trend (100/100) does the heavy lifting; valuation (21/100) is the drag.
Fair valueOvervaluedTourism Finance Corporation of India Limited earns a Hold from StocksWizard, with a blended score of 45/100. At ₹101.87 it trades above our blended DCF and relative-multiples fair value of ₹57.91, about 43% downside to that estimate — we read it as overvalued by 43%. On 24.7x trailing earnings it sits roughly in line with the Financial Services median of about 24.3x. It's trading right at its 52-week high of ₹101.87. Financial health scores 100/100, with a Piotroski F-score of 3/9. It clears 5 of 10 investability checks, with durability 83, valuation 42 and momentum 99 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹46.33.
1-year price
EOD · 2026-07-3152-week range
+0.00% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold45Piotroski F-score 3/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- No data: ROE above 15%
- Fail: Low debt (D/E < 0.5): 0.82x
- Fail: Positive free cash flow
- Pass: Revenue growth > 10%: 98%
- Pass: Earnings growing: 100%
- Pass: Net margin ≥ 10%: 67.8%
- No data: Current ratio > 1.5
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 3/9
Quarterly results
Annual financials
Shareholding
- Promoter40.5%
- Institutions5.1%
- Public & other54.4%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (67.8%).
- Trading near its 52-week high.
Opportunities
- Earnings growing (100% YoY).
- Revenue growing (98% YoY).
Bear case
Weaknesses
- Weak Piotroski score (3/9).
Threats
- Trades ~43% above our estimated fair value.
About Tourism Finance Corporation of India Limited
Tourism Finance Corporation of India Limited provides financial assistance through loans and investments across multiple sectors including tourism, hospitality, social infrastructure, residential real estate, manufacturing, education, healthcare, renewable energy, and logistics. The company also finances non-banking financial companies and housing finance companies for secured onward lending activities.
Tourism Finance Corporation of India Limited — frequently asked questions
Is Tourism Finance Corporation of India Limited a buy, hold or sell?
StocksWizard currently rates Tourism Finance Corporation of India Limited (TFCILTD) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is Tourism Finance Corporation of India Limited's fair value?
Our blended DCF and relative-valuation model estimates Tourism Finance Corporation of India Limited's fair value at about ₹57.91, versus a current price of ₹101.87 — roughly 43% downside. On that basis the stock looks overvalued by 43%.
Is Tourism Finance Corporation of India Limited financially healthy?
Tourism Finance Corporation of India Limited scores 100/100 on our financial-health model, with a Piotroski F-score of 3/9.
How has Tourism Finance Corporation of India Limited's share price performed?
Tourism Finance Corporation of India Limited is up 34% over three months, and last traded at ₹101.87. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.