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Intrinsic value · Buy/Sell verdict · scores — free· 1088 Nifty 500 stocks· EOD 2026-06-16

Tourism Finance Corporation of India Limited

TFCILTD · NSE · Financial Services

₹75.88
-0.28 (-0.37%)
Our verdictOvervalued
Hold45/100
Quality68
Valuation21
Momentum84
Financial trend59
Intrinsic value
Our fair value
₹43.01
Overvalued by 43%
Price ₹75.88Range ₹37.94₹60.12

With a 20% margin of safety, our buy-below price is ₹34.41.

C
Financial health 62/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Investability checklist

Passed 6 of 12 checks50/100
  • ROE above 15%9.8%
  • Low debt (D/E < 0.5)0.82x
  • Positive free cash flow
  • Revenue growth > 10%20%
  • Earnings growing6%
  • Net margin ≥ 10%67.2%
  • Current ratio > 1.5704.19
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 73/9

1-year price

EOD · 2026-06-16
1W
+1.9%
1M
+3.8%
3M
+20.6%
6M
+17.1%
1Y

Our scores

Durability68
Valuation42
Momentum84

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Quarterly results

4Q2017
₹61 Cr38%
1Q2018
₹56 Cr19%
3Q2019
₹80 Cr0%
4Q2019
₹65 Cr42%
Revenue Net profitRevenue 4-period change +7%

Annual financials

2016
₹85 Cr63%
2018
₹227 Cr33%
2019
₹236 Cr0%
2020
₹266 Cr30%
Revenue Net profitRevenue 4-period change +213%

Shareholding

Promoter50.6%
Institutions5.1%
Public & other44.3%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹3,513 Cr
P/E ratio
28.4
P/B ratio
2.68
EPS (TTM)
₹2.67
ROE
9.8%
Debt / Equity
0.82x
Profit margin
67.2%
Free cash flow
₹-46 Cr
52-week high
₹83.69
-9.33% from high
52-week low
₹43.09
Dividend yield
0.8%
Beta
0.11

SWOT snapshot

Strengths

  • Healthy profit margin (67.2%).

Weaknesses

  • Weak Piotroski score (3/9).

Opportunities

  • Revenue growing (20% YoY).

Threats

  • Trades ~43% above our estimated fair value.

About Tourism Finance Corporation of India Limited

Tourism Finance Corporation of India Limited, a financing institution, provides financial assistance services in India. The company offers financial assistance by way of loans/investments for projects in tourism/hospitality, social infrastructure, residential real estate, manufacturing, educational institutions, hospitals, renewable energy, and logistics sectors. It also provides finance to non-banking and housing finance companies for secured onward lending

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.