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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Pilani Investment and Industries Corporation Limited

PILANIINVSNSEFinancial Services
₹4,302.9
-14.80 (-0.34%)
Sell

Valuation (68/100) does the heavy lifting; financial trend (0/100) is the drag.

Fair valueSolvency risk
The bottom line

Our blended model reads Pilani Investment and Industries Corporation Limited as a Sell at 38/100. At ₹4,302.9 it trades below our blended DCF and relative-multiples fair value of ₹5,729.93, about 33% upside to that estimate — we read it as undervalued by 33%. On 155.6x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 26% below its 52-week high of ₹5,797.66 and 4% above the low of ₹4,146.63. Financial health scores 14/100. It clears 5 of 10 investability checks, with durability 47, valuation 36 and momentum 18 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹5,729.93up 33.16%
Undervalued by 33%
Price ₹4,302.9Range ₹5,271.53₹6,188.32
Relative (financials)low confidence

With a 20% margin of safety, our buy-below price is ₹4,583.94. Low-confidence estimate — limited data.

1-year price

EOD · 2026-07-31
1D
down 0.34%
1W
down 0.20%
1M
down 2.82%
3M
down 8.90%
6M
down 7.45%
1Y

52-week range

-25.78% from the 52-week high.

Trend check
Below 50-DMA₹4,372Below 200-DMA₹4,749

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Sell38
F
Financial health 14/100
From profitability & returns (bank/NBFC)

Our scores

Durability47
Valuation36
Momentum18

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 5 of 10 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 0.2%
  • Pass: Low debt (D/E < 0.5): 0.15x
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: -23%
  • No data: Earnings growing
  • Pass: Net margin ≥ 10%: 11.0%
  • Fail: Current ratio > 1.5: 0.27
  • Pass: Below our fair value
  • Pass: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Fail: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • No data: Piotroski ≥ 7

Shareholding

  • Promoter82.2%
  • Institutions0.0%
  • Public & other17.8%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹4,855 Cr
P/E ratio
155.6
P/B ratio
0.31
EPS (TTM)
₹28.19
ROE
0.2%
Debt / Equity
0.15x
Profit margin
11.0%
Free cash flow
₹1,337 Cr
52-week high
₹5,797.66
-25.78% from high
52-week low
₹4,146.63
Dividend yield
0.2%
Beta
0.21
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.

Opportunities

  • Trades ~33% below our estimated fair value.

Bear case

Weaknesses

  • Low return on equity (0.2%).
  • Price below its 200-day moving average (downtrend).

About Pilani Investment and Industries Corporation Limited

Pilani Investment and Industries Corporation Limited is a non-banking financial company incorporated in 1948 and headquartered in Kolkata, India. The company conducts investment and financing activities in India, holding a portfolio of shares, securities, loans, trade accounts receivable, and mutual funds.

Pilani Investment and Industries Corporation Limited — frequently asked questions

Is Pilani Investment and Industries Corporation Limited a buy, hold or sell?

StocksWizard currently rates Pilani Investment and Industries Corporation Limited (PILANIINVS) a Sell, based on a blended score of 38/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Pilani Investment and Industries Corporation Limited's fair value?

Our blended DCF and relative-valuation model estimates Pilani Investment and Industries Corporation Limited's fair value at about ₹5,729.93, versus a current price of ₹4,302.9 — roughly 33% upside. On that basis the stock looks undervalued by 33%.

Is Pilani Investment and Industries Corporation Limited financially healthy?

Pilani Investment and Industries Corporation Limited scores 14/100 on our financial-health model.

How has Pilani Investment and Industries Corporation Limited's share price performed?

Pilani Investment and Industries Corporation Limited is down 9% over three months, and last traded at ₹4,302.9. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.