ICRA Limited
Quality (87/100) does the heavy lifting; valuation (16/100) is the drag.
ExpensiveOvervaluedOur blended model reads ICRA Limited as a Hold at 45/100. On 28.2x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 26% below its 52-week high of ₹6,596.1 and 4% above the low of ₹4,712.5. Financial health scores 91/100, with a Piotroski F-score of 4/9. The average analyst target of ₹6,558.5 implies about 34% upside across 2 analysts. It clears 5 of 11 investability checks, with durability 87, valuation 31 and momentum 19 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹2,762.9.
Analyst views
1-year price
EOD · 2026-07-3152-week range
-25.66% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Hold45Piotroski F-score 4/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- Pass: ROE above 15%: 16.3%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- Fail: Revenue growth > 10%: 4%
- Pass: Earnings growing: 32%
- Pass: Net margin ≥ 10%: 30.3%
- Pass: Current ratio > 1.5: 3.80
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Fail: Above 200-day average
- Fail: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 4/9
Quarterly results
Annual financials
Shareholding
- Promoter63.9%
- Institutions25.4%
- Public & other10.7%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bull case
Strengths
- Healthy profit margin (30.3%).
Opportunities
- Earnings growing (32% YoY).
Bear case
Weaknesses
- Price below its 200-day moving average (downtrend).
Threats
- Trades ~30% above our estimated fair value.
About ICRA Limited
ICRA Limited is an independent credit rating and investment information agency operating in India and internationally. The company provides credit ratings, research, economic analysis, data management, analytics, cash flow modeling, credit risk analysis, and market data services through its Ratings and Ancillary Services and Research and Analytics segments.
ICRA Limited — frequently asked questions
Is ICRA Limited a buy, hold or sell?
StocksWizard currently rates ICRA Limited (ICRA) a Hold, based on a blended score of 45/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is ICRA Limited's fair value?
Our blended DCF and relative-valuation model estimates ICRA Limited's fair value at about ₹3,453.62, versus a current price of ₹4,903.5 — roughly 30% downside. On that basis the stock looks overvalued by 30%.
Is ICRA Limited financially healthy?
ICRA Limited scores 91/100 on our financial-health model, with a Piotroski F-score of 4/9.
How has ICRA Limited's share price performed?
ICRA Limited is down 8% over three months, and last traded at ₹4,903.5. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.