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Intrinsic value · Buy/Sell verdict · scores — free· 1088 Nifty 500 stocks· EOD 2026-06-16

ICRA Limited

ICRA · NSE · Financial Services

₹5,159.5
+5.50 (+0.11%)
Our verdictOvervalued
Hold45/100
Quality87
Valuation16
Momentum21
Financial trend67
Intrinsic value
Our fair value
₹3,444.46
Overvalued by 33%
Price ₹5,159.5Range ₹2,579.75₹4,235.59

With a 20% margin of safety, our buy-below price is ₹2,755.57.

A
Financial health 91/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Investability checklist

Passed 5 of 11 checks45/100
  • ROE above 15%16.3%
  • Low debt (D/E < 0.5)
  • Positive free cash flow
  • Revenue growth > 10%4%
  • Earnings growing32%
  • Net margin ≥ 10%30.3%
  • Current ratio > 1.53.80
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 74/9

1-year price

EOD · 2026-06-16
1W
+0.4%
1M
-3.8%
3M
-4.7%
6M
-13.0%
1Y

Our scores

Durability87
Valuation31
Momentum21

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Quarterly results

2Q2025
₹124 Cr34%
3Q2025
₹137 Cr35%
4Q2025
₹164 Cr24%
1Q2026
₹175 Cr30%
Revenue Net profitRevenue 4-period change +40%

Annual financials

2023
₹403 Cr34%
2024
₹446 Cr34%
2025
₹498 Cr34%
2026
₹600 Cr31%
Revenue Net profitRevenue 4-period change +49%

Shareholding

Promoter63.9%
Institutions25.4%
Public & other10.7%

Promoter holding via insider stake; institutional via reported holdings.

Analyst views

2 analysts2 buy · 0 hold · 0 sell
12-month consensus target₹6,558.5+27%
Low ₹6,500High ₹6,617

Key fundamentals

Market cap
₹4,979 Cr
P/E ratio
27.4
P/B ratio
4.21
EPS (TTM)
₹188.12
ROE
16.3%
Debt / Equity
Profit margin
30.3%
Free cash flow
₹116 Cr
52-week high
₹6,942.08
-25.68% from high
52-week low
₹5,003
Dividend yield
1.4%
Beta
0.20

SWOT snapshot

Strengths

  • Healthy profit margin (30.3%).

Weaknesses

  • Price below its 200-day moving average (downtrend).

Opportunities

  • Earnings growing (32% YoY).

Threats

  • Trades ~33% above our estimated fair value.

About ICRA Limited

ICRA Limited operates as an independent and professional investment information, and credit rating agency in India and internationally. The company operates through Ratings and Ancillary Services; and Research and Analytics segments. It offers research, and industry and economic research; data management and analytics, cash flow waterfall modelling, model validation and testing, credit risk analysis, and business transformation; market data and risk consulting services; and m

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.