SBFC Finance Ltd.
SBFC · NSE · Financial Services
₹92.82
+2.23 (+2.46%)
Our verdict
Buy60/100
Quality66
Valuation61
Momentum27
Financial trend84
Intrinsic value
Our fair value
₹93.97
Fairly valued
Price ₹92.82Range ₹79.87–₹108.07
With a 20% margin of safety, our buy-below price is ₹75.18.
A
Financial health 82/100
From profitability & returns (bank/NBFC)
Piotroski F-score 4/9 — quality of earnings & balance sheet.
Investability checklist
Passed 5 of 12 checks42/100
- ✕ROE above 15%13.0%
- ✕Low debt (D/E < 0.5)1.92x
- ✕Positive free cash flow
- ✓Revenue growth > 10%24%
- ✓Earnings growing29%
- ✓Net margin ≥ 10%44.3%
- ✓Current ratio > 1.5544.53
- ✓Below our fair value
- ✕Margin of safety ≥ 20%
- ✕Above 200-day average
- ✕Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 74/9
1-year price
EOD · 2026-06-151W
+1.7%
1M
+1.6%
3M
+0.3%
6M
-12.0%
1Y
—
Our scores
Durability66
Valuation69
Momentum27
Analyst consensus target ₹122.43 (+32%) · 7 analysts
Key fundamentals
Market cap
₹10,271 Cr
P/E ratio
22.6
P/B ratio
2.73
EPS (TTM)
₹4.1
ROE
13.0%
Debt / Equity
1.92x
Profit margin
44.3%
Free cash flow
₹-1,907 Cr
52-week high
₹119.02
-22.01% from high
52-week low
₹80.95
Dividend yield
—
Beta
0.59
SWOT snapshot
Strengths
- •Healthy profit margin (44.3%).
Weaknesses
- •High debt relative to equity.
- •Price below its 200-day moving average (downtrend).
Opportunities
- •Earnings growing (29% YoY).
- •Revenue growing (24% YoY).
- •Trading in our value buy zone versus sector peers.
About SBFC Finance Ltd.
SBFC Finance Limited, a non-banking financial company, engages in the financing business in India. It offers loans to business owners and personal loans. The company was incorporated in 2008 and is headquartered in Mumbai, India
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.