The Karnataka Bank Limited
KTKBANK · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹435. Low-confidence estimate — limited data.
Piotroski F-score 2/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%10.4%
- –Low debt (D/E < 0.5)
- ✓Positive free cash flow
- ✕Revenue growth > 10%-2%
- ✓Earnings growing62%
- ✓Net margin ≥ 10%40.9%
- –Current ratio > 1.5
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 72/9
1-year price
EOD · 2026-06-16Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Quarterly results
Annual financials
Shareholding
Promoter holding via insider stake; institutional via reported holdings.
Analyst views
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (40.9%).
- •Trading near its 52-week high.
Weaknesses
- •Weak Piotroski score (2/9).
Opportunities
- •Earnings growing (62% YoY).
- •Trading in our value buy zone versus sector peers.
- •Trades ~95% below our estimated fair value.
About The Karnataka Bank Limited
The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees,
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.