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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

JM Financial Ltd.

JMFINANCIL · NSE · Financial Services

₹123.58
+2.95 (+2.45%)
Our verdict
Hold54/100
Quality62
Valuation95
Momentum21
Financial trend14
Intrinsic value
Our fair value
₹301.74
Undervalued by 144%
Price ₹123.58Range ₹256.48₹347

With a 20% margin of safety, our buy-below price is ₹241.39. Low-confidence estimate — limited data.

C
Financial health 58/100
From profitability & returns (bank/NBFC)

Piotroski F-score 5/9 — quality of earnings & balance sheet.

Investability checklist

Passed 5 of 12 checks42/100
  • ROE above 15%11.1%
  • Low debt (D/E < 0.5)1.02x
  • Positive free cash flow
  • Revenue growth > 10%0%
  • Earnings growing-21%
  • Net margin ≥ 10%34.4%
  • Current ratio > 1.57.56
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 75/9

1-year price

EOD · 2026-06-15
1W
+6.5%
1M
-6.2%
3M
+1.7%
6M
-10.9%
1Y

Our scores

Durability62
Valuation90
Momentum21
Analyst consensus target ₹160 (+29%) · 1 analysts

Key fundamentals

Market cap
₹11,820 Cr
P/E ratio
9.8
P/B ratio
1.11
EPS (TTM)
₹12.55
ROE
11.1%
Debt / Equity
1.02x
Profit margin
34.4%
Free cash flow
₹517 Cr
52-week high
₹188.25
-34.35% from high
52-week low
₹111.89
Dividend yield
1.5%
Beta
0.28

SWOT snapshot

Strengths

  • Healthy profit margin (34.4%).

Weaknesses

  • Price below its 200-day moving average (downtrend).

Opportunities

  • Trading in our value buy zone versus sector peers.
  • Trades ~144% below our estimated fair value.

Threats

  • Earnings contracting year on year.

About JM Financial Ltd.

JM Financial Limited, together with its subsidiaries, provides various integrated and diversified financial services to corporations, financial institutions, government organizations, high net-worth individuals, and retail customers in India and internationally. The company operates through Investment Bank; Mortgage Lending; Alternative & Distressed Credit; and Asset Management, Wealth Management & Securities Business (Platform AWS) segments. The Investment Bank segment manag

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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.