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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-29

UTI Asset Management Company Limited

UTIAMCNSEFinancial Services
₹915.05
+14.80 (+1.64%)
Hold

Quality (78/100) does the heavy lifting; valuation (28/100) is the drag.

Fair value
The bottom line

StocksWizard rates UTI Asset Management Company Limited a Hold, scoring 48/100 on our blended model. At ₹915.05 it trades above our blended DCF and relative-multiples fair value of ₹686.86, about 25% downside to that estimate — we read it as overvalued by 25%. On 29.8x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 32% below its 52-week high of ₹1,353.31 and 5% above the low of ₹871.37. Financial health scores 60/100, with a Piotroski F-score of 4/9. The average analyst target of ₹1,107.18 implies about 21% upside across 17 analysts. It clears 5 of 11 investability checks, with durability 78, valuation 48 and momentum 39 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹686.86down 24.94%
Overvalued by 25%
Price ₹915.05Range ₹631.91₹741.81
Relative (financials)medium confidence

With a 20% margin of safety, our buy-below price is ₹549.49.

Analyst views

17 analysts9 buy · 7 hold · 1 sell
12-month consensus target₹1,107.18up 21.00%

1-year price

EOD · 2026-07-29
1D
up 1.64%
1W
up 0.60%
1M
up 1.82%
3M
up 0.22%
6M
down 0.62%
1Y

52-week range

-32.38% from the 52-week high.

Trend check
Above 50-DMA₹914Below 200-DMA₹1,006

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Hold48
C
Financial health 60/100
From profitability & returns (bank/NBFC)

Piotroski F-score 4/9 — quality of earnings & balance sheet.

Our scores

Durability78
Valuation48
Momentum39

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 5 of 11 checks
Each check screens one fundamentals, valuation or trend signal.
  • Fail: ROE above 15%: 9.8%
  • Pass: Low debt (D/E < 0.5): 0.03x
  • Pass: Positive free cash flow
  • Fail: Revenue growth > 10%: 7%
  • No data: Earnings growing
  • Pass: Net margin ≥ 10%: 23.8%
  • Pass: Current ratio > 1.5: 1.82
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Fail: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 4/9

Quarterly results

Revenue · 1Q2026
₹402 Cr
Net profit
₹-67 Cr
Margin
-17%
2Q2025
3Q2025
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ -22%

Annual financials

Revenue · 2026
₹1,714 Cr
Net profit
₹483 Cr
Margin
28%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY -8%

Shareholding

  • Promoter34.8%
  • Institutions52.2%
  • Public & other13.1%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹12,033 Cr
P/E ratio
29.8
P/B ratio
2.67
EPS (TTM)
₹31.37
ROE
9.8%
Debt / Equity
0.03x
Profit margin
23.8%
Free cash flow
₹547 Cr
52-week high
₹1,353.31
-32.38% from high
52-week low
₹871.37
Dividend yield
2.8%
Beta
0.30
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Lightly leveraged balance sheet.
  • Healthy profit margin (23.8%).

Bear case

Weaknesses

  • Price below its 200-day moving average (downtrend).

Threats

  • Trades ~25% above our estimated fair value.

About UTI Asset Management Company Limited

UTI Asset Management Company (P) Ltd. is a privately held investment management firm that manages mutual funds for its clients.

UTI Asset Management Company Limited — frequently asked questions

Is UTI Asset Management Company Limited a buy, hold or sell?

StocksWizard currently rates UTI Asset Management Company Limited (UTIAMC) a Hold, based on a blended score of 48/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is UTI Asset Management Company Limited's fair value?

Our blended DCF and relative-valuation model estimates UTI Asset Management Company Limited's fair value at about ₹686.86, versus a current price of ₹915.05 — roughly 25% downside. On that basis the stock looks overvalued by 25%.

Is UTI Asset Management Company Limited financially healthy?

UTI Asset Management Company Limited scores 60/100 on our financial-health model, with a Piotroski F-score of 4/9.

How has UTI Asset Management Company Limited's share price performed?

UTI Asset Management Company Limited is roughly flat over three months, and last traded at ₹915.05. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.