Aptus Value Housing Finance India Ltd.
APTUS · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹262.49.
Piotroski F-score 2/9 — quality of earnings & balance sheet.
Investability checklist
- ✓ROE above 15%20.1%
- ✕Low debt (D/E < 0.5)1.56x
- ✕Positive free cash flow
- ✓Revenue growth > 10%22%
- ✓Earnings growing26%
- ✓Net margin ≥ 10%61.4%
- ✓Current ratio > 1.5183.59
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 72/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Strong return on equity (20.1%).
- •Healthy profit margin (61.4%).
Weaknesses
- •High debt relative to equity.
- •Weak Piotroski score (2/9).
Opportunities
- •Earnings growing (26% YoY).
- •Revenue growing (22% YoY).
- •Trading in our value buy zone versus sector peers.
- •Trades ~20% below our estimated fair value.
About Aptus Value Housing Finance India Ltd.
Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions in India. The company offers home and quasi-home loans for the purchase, construction, renovation, and extension of houses; loans against property for construction and purchase of houses; and secured, small business, and refinance loans. It also provides life, credit shield, and property insurance products
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.