Five-Star Business Finance Ltd.
FIVESTAR · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹595.07.
Piotroski F-score 3/9 — quality of earnings & balance sheet.
Investability checklist
- ✓ROE above 15%16.1%
- ✕Low debt (D/E < 0.5)1.11x
- ✕Positive free cash flow
- ✕Revenue growth > 10%4%
- ✕Earnings growing-4%
- ✓Net margin ≥ 10%48.5%
- ✓Current ratio > 1.5329.68
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✕Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 73/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (48.5%).
Weaknesses
- •Price below its 200-day moving average (downtrend).
- •Weak Piotroski score (3/9).
Opportunities
- •Trading in our value buy zone versus sector peers.
- •Well off its 52-week high — possible mean-reversion.
- •Trades ~59% below our estimated fair value.
Threats
- •Earnings contracting year on year.
About Five-Star Business Finance Ltd.
Five-Star Business Finance Limited operates as a non-banking financial company in India. It offers small business and mortgage loans to micro-entrepreneurs and self-employed individuals for business purposes, as well as for asset creation, such as home renovation or improvement, marriage, healthcare, and education expenses. The company was incorporated in 1984 and is headquartered in Chennai, India.
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.