Pine Labs Ltd.
PINELABS · NSE · Technology
With a 20% margin of safety, our buy-below price is ₹83.86.
Piotroski F-score 7/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%2.4%
- ✓Low debt (D/E < 0.5)0.07x
- ✓Positive free cash flow
- ✕Revenue growth > 10%-34%
- –Earnings growing
- ✕Net margin ≥ 10%4.2%
- ✓Current ratio > 1.51.51
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- –Above 200-day average
- ✕Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✓Piotroski ≥ 77/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Lightly leveraged balance sheet.
- •High Piotroski quality score (7/9).
Weaknesses
- •Low return on equity (2.4%).
Opportunities
- •Well off its 52-week high — possible mean-reversion.
Threats
- •Rich valuation versus sector peers.
- •Trades ~32% above our estimated fair value.
About Pine Labs Ltd.
Pine Labs Limited, a technology company, provides digital payments and issuing solutions for merchants, consumer brands and enterprises, and financial institutions in India, Malaysia, the United Arab Emirates, Singapore, Australia, the United States, and Africa. It operates through Digital Infrastructure and Transaction Platform, and Issuing and Acquiring Platform segments. The Digital Infrastructure and Transaction Platform segment provides technology platforms under the bra
More in Financial Services
Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.