Niva Bupa Health Insurance Company Ltd.
NIVABUPA · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹33.4.
Piotroski F-score 5/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%10.7%
- ✓Low debt (D/E < 0.5)0.10x
- ✕Positive free cash flow
- ✓Revenue growth > 10%27%
- ✓Earnings growing90%
- ✕Net margin ≥ 10%4.3%
- ✓Current ratio > 1.52.61
- ✕Below our fair value
- ✕Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 75/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Lightly leveraged balance sheet.
Opportunities
- •Earnings growing (90% YoY).
- •Revenue growing (27% YoY).
Threats
- •Rich valuation versus sector peers.
- •Trades ~50% above our estimated fair value.
About Niva Bupa Health Insurance Company Ltd.
Niva Bupa Health Insurance Company Limited provides health insurance products in India. It offers health insurance plans, such as individual, family, NRIs, senior citizens, personal accident, critical illness; travel insurance, including international and studying abroad insurance plans; and corporate insurance comprising group and start up health, group personal accident and OPD coverage, and group health insurance claim process. The company was formerly known as Max Bupa He
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.