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Intrinsic value · Buy/Sell verdict · scores — free· 500 Nifty 500 stocks· EOD 2026-06-15

Choice International Ltd.

CHOICEIN · NSE · Financial Services

₹702.25
+28.75 (+4.27%)
Our verdictOvervalued
Hold45/100
Quality74
Valuation0
Momentum53
Financial trend69
Intrinsic value
Our fair value
₹241.41
Overvalued by 66%
Price ₹702.25Range ₹205.2₹277.62

With a 20% margin of safety, our buy-below price is ₹193.13.

B
Financial health 74/100
From profitability & returns (bank/NBFC)

Piotroski F-score 2/9 — quality of earnings & balance sheet.

Investability checklist

Passed 7 of 12 checks58/100
  • ROE above 15%16.2%
  • Low debt (D/E < 0.5)0.50x
  • Positive free cash flow
  • Revenue growth > 10%22%
  • Earnings growing15%
  • Net margin ≥ 10%20.6%
  • Current ratio > 1.51.97
  • Below our fair value
  • Margin of safety ≥ 20%
  • Above 200-day average
  • Above 50-day average
  • Positive 1-year return
  • Altman Z in safe zone
  • Piotroski ≥ 72/9

1-year price

EOD · 2026-06-15
1W
+8.4%
1M
+5.7%
3M
+8.1%
6M
-3.0%
1Y

Our scores

Durability74
Valuation0
Momentum53

Key fundamentals

Market cap
₹15,644 Cr
P/E ratio
62.4
P/B ratio
8.31
EPS (TTM)
₹11.25
ROE
16.2%
Debt / Equity
0.50x
Profit margin
20.6%
Free cash flow
₹-369 Cr
52-week high
₹850.3
-17.41% from high
52-week low
₹583.95
Dividend yield
Beta
-0.37

SWOT snapshot

Strengths

  • Healthy profit margin (20.6%).

Weaknesses

  • Price below its 200-day moving average (downtrend).
  • Weak Piotroski score (2/9).

Opportunities

  • Earnings growing (15% YoY).
  • Revenue growing (22% YoY).

Threats

  • Rich valuation versus sector peers.
  • Trades ~66% above our estimated fair value.

About Choice International Ltd.

Choice International Limited, together with its subsidiaries, provides various financial services in India. It operates through Broking & Distribution Services, Advisory Services, and NBFC Services segments. The company offers equity broking; wealth management, such as asset allocation, risk management, investment products, and estate planning; health, life, commercial, and vehicle insurance; solar, business, and vehicle loans, as well as loans against securities; and corpora

More in Financial Services

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.