IFCI Limited
Momentum (89/100) does the heavy lifting; valuation (13/100) is the drag.
ExpensiveSolvency riskIFCI Limited earns a Sell from StocksWizard, with a blended score of 40/100. At ₹76.54 it trades above our blended DCF and relative-multiples fair value of ₹38.27, about 50% downside to that estimate — we read it as overvalued by 50%. On 103.1x trailing earnings it sits pricier than the Financial Services median of about 24.3x. The price is about 15% below its 52-week high of ₹90.07 and 64% above the low of ₹46.81. Financial health scores 0/100, with a Piotroski F-score of 3/9. It clears 3 of 7 investability checks, with durability 43, valuation 25 and momentum 89 on our 0–100 scales.
Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.
With a 20% margin of safety, our buy-below price is ₹30.62.
1-year price
EOD · 2026-07-3152-week range
-15.02% from the 52-week high.
Price above both moving averages reads as an intact uptrend; below both, the trend is against you.
Verdict pillars
Sell40Piotroski F-score 3/9 — quality of earnings & balance sheet.
Our scores
Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.
Investability checklist
- No data: ROE above 15%
- No data: Low debt (D/E < 0.5)
- Pass: Positive free cash flow
- No data: Revenue growth > 10%
- No data: Earnings growing
- Fail: Net margin ≥ 10%: 0.0%
- No data: Current ratio > 1.5
- Fail: Below our fair value
- Fail: Margin of safety ≥ 20%
- Pass: Above 200-day average
- Pass: Above 50-day average
- No data: Positive 1-year return
- No data: Altman Z in safe zone
- Fail: Piotroski ≥ 7: 3/9
Shareholding
- Promoter73.1%
- Institutions3.5%
- Public & other23.3%
Promoter holding via insider stake; institutional via reported holdings.
Key fundamentals
Bull case vs bear case
Bear case
Weaknesses
- Weak Piotroski score (3/9).
Threats
- Rich valuation versus sector peers.
- Trades ~50% above our estimated fair value.
About IFCI Limited
IFCI Limited provides non-banking financial services to India's public sector, specializing in project finance across power, telecommunications, roads, oil and gas, ports, airports, and industrial sectors including metals, chemicals, pharmaceuticals, and textiles. The company also offers corporate finance services including balance sheet funding, loans against shares, lease rental discounting, and promoter funding.
IFCI Limited — frequently asked questions
Is IFCI Limited a buy, hold or sell?
StocksWizard currently rates IFCI Limited (IFCI) a Sell, based on a blended score of 40/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.
What is IFCI Limited's fair value?
Our blended DCF and relative-valuation model estimates IFCI Limited's fair value at about ₹38.27, versus a current price of ₹76.54 — roughly 50% downside. On that basis the stock looks overvalued by 50%.
Is IFCI Limited financially healthy?
IFCI Limited scores 0/100 on our financial-health model, with a Piotroski F-score of 3/9.
How has IFCI Limited's share price performed?
IFCI Limited is up 31% over three months, and last traded at ₹76.54. Past performance doesn't predict future returns.
More in Financial Services
View allOur verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.