City Union Bank Ltd.
CUB · NSE · Financial Services
With a 20% margin of safety, our buy-below price is ₹238.87.
Piotroski F-score 2/9 — quality of earnings & balance sheet.
Investability checklist
- ✕ROE above 15%13.2%
- –Low debt (D/E < 0.5)
- ✓Positive free cash flow
- ✓Revenue growth > 10%24%
- ✓Earnings growing25%
- ✓Net margin ≥ 10%37.6%
- –Current ratio > 1.5
- ✓Below our fair value
- ✓Margin of safety ≥ 20%
- ✓Above 200-day average
- ✓Above 50-day average
- –Positive 1-year return
- –Altman Z in safe zone
- ✕Piotroski ≥ 72/9
1-year price
EOD · 2026-06-15Our scores
Key fundamentals
SWOT snapshot
Strengths
- •Healthy profit margin (37.6%).
Weaknesses
- •Weak Piotroski score (2/9).
Opportunities
- •Earnings growing (25% YoY).
- •Revenue growing (24% YoY).
- •Trading in our value buy zone versus sector peers.
- •Trades ~50% below our estimated fair value.
About City Union Bank Ltd.
City Union Bank Limited provides various banking products and services in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, staff salary, and resident foreign currency accounts; fixed, recurring, flexifix, and income tax saver deposits; personal and agricultural gold, personal, consumer, home/housing, property, education, working capital, business, and foreign currency
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Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.