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Intrinsic value · Buy/Sell verdict · scores — free· 1049 Indian stocks· EOD 2026-07-31

Capri Global Capital Limited

CGCLNSEFinancial Services
₹232.38
+11.58 (+5.24%)
Buy

Financial trend (97/100) does the heavy lifting; valuation (35/100) is the drag.

Fair value
The bottom line

Capri Global Capital Limited earns a Buy from StocksWizard, with a blended score of 68/100. We put fair value near ₹205.04; at ₹232.38 that leaves roughly 12% downside, so the stock screens fairly valued. On 23.6x trailing earnings it sits roughly in line with the Financial Services median of about 24.3x. The price is about 10% below its 52-week high of ₹258.89 and 53% above the low of ₹151.97. Financial health scores 91/100, with a Piotroski F-score of 3/9. The average analyst target of ₹233 is roughly in line with the current price across 5 analysts. It clears 7 of 12 investability checks, with durability 71, valuation 40 and momentum 83 on our 0–100 scales.

Analysis by Ankit Sharma · StocksWizard's own estimates from end-of-day public data — see how we calculate them. For information only, not investment advice.

Intrinsic value
Our fair value
₹205.04down 11.77%
Fairly valued
Price ₹232.38Range ₹140.51₹243.46
Relative (financials)high confidence

With a 20% margin of safety, our buy-below price is ₹164.03.

Analyst views

5 analysts6 buy · 0 hold · 0 sell
12-month consensus target₹233up 0.27%

1-year price

EOD · 2026-07-31
1D
up 5.24%
1W
down 2.46%
1M
up 2.03%
3M
up 19.26%
6M
up 29.66%
1Y

52-week range

-10.24% from the 52-week high.

Trend check
Above 50-DMA₹223Above 200-DMA₹192

Price above both moving averages reads as an intact uptrend; below both, the trend is against you.

Verdict pillars

Buy68
A
Financial health 91/100
From profitability & returns (bank/NBFC)

Piotroski F-score 3/9 — quality of earnings & balance sheet.

Our scores

Durability71
Valuation40
Momentum83

Durability rewards strong, low-debt, profitable businesses; Valuation rewards stocks cheap vs their sector; Momentum rewards strong price trends.

Investability checklist

Passed 7 of 12 checks
Each check screens one fundamentals, valuation or trend signal.
  • Pass: ROE above 15%: 16.5%
  • Fail: Low debt (D/E < 0.5): 3.35x
  • Fail: Positive free cash flow
  • Pass: Revenue growth > 10%: 72%
  • Pass: Earnings growing: 37%
  • Pass: Net margin ≥ 10%: 33.6%
  • Pass: Current ratio > 1.5: 90.17
  • Fail: Below our fair value
  • Fail: Margin of safety ≥ 20%
  • Pass: Above 200-day average
  • Pass: Above 50-day average
  • No data: Positive 1-year return
  • No data: Altman Z in safe zone
  • Fail: Piotroski ≥ 7: 3/9

Quarterly results

Revenue · 1Q2026
₹1,297 Cr
Net profit
₹283 Cr
Margin
22%
4Q2024
4Q2025
1Q2026
Revenue Net profitLatest revenue QoQ +23%

Annual financials

Revenue · 2026
₹4,349 Cr
Net profit
₹949 Cr
Margin
22%
2023
2024
2025
2026
Revenue Net profitLatest revenue YoY +44%

Shareholding

  • Promoter63.7%
  • Institutions21.9%
  • Public & other14.4%

Promoter holding via insider stake; institutional via reported holdings.

Key fundamentals

Market cap
₹22,921 Cr
P/E ratio
23.6
P/B ratio
3.19
EPS (TTM)
₹10.11
ROE
16.5%
Debt / Equity
3.35x
Profit margin
33.6%
Free cash flow
₹-8,787 Cr
52-week high
₹258.89
-10.24% from high
52-week low
₹151.97
Dividend yield
0.1%
Beta
-0.03
SWOT snapshot

Bull case vs bear case

Bull case

Strengths

  • Healthy profit margin (33.6%).

Opportunities

  • Earnings growing (37% YoY).
  • Revenue growing (72% YoY).

Bear case

Weaknesses

  • High debt relative to equity.
  • Weak Piotroski score (3/9).

About Capri Global Capital Limited

Capri Global Capital Limited is a non-banking financial company operating in India that provides home loans, MSME financing, construction finance for real estate developers, small business loans for women, emergency credit line guarantees, and gold loans. The company also offers indirect lending and car loan distribution services.

Capri Global Capital Limited — frequently asked questions

Is Capri Global Capital Limited a buy, hold or sell?

StocksWizard currently rates Capri Global Capital Limited (CGCL) a Buy, based on a blended score of 68/100 across valuation, quality, momentum and price trend. This is our own model-based view, not investment advice.

What is Capri Global Capital Limited's fair value?

Our blended DCF and relative-valuation model estimates Capri Global Capital Limited's fair value at about ₹205.04, versus a current price of ₹232.38 — roughly 12% downside. On that basis the stock looks fairly valued.

Is Capri Global Capital Limited financially healthy?

Capri Global Capital Limited scores 91/100 on our financial-health model, with a Piotroski F-score of 3/9.

How has Capri Global Capital Limited's share price performed?

Capri Global Capital Limited is up 19% over three months, and last traded at ₹232.38. Past performance doesn't predict future returns.

Our verdict, fair value, financial-health and checklist are StocksWizard's own estimates, computed from public end-of-day data using standard models (DCF, relative valuation, Altman Z, Piotroski). For information only — not investment advice or a recommendation. Verify independently before investing.